4 Nichols Ave, Plattsburgh, NY 12901 Property Records

Clinton County and Plattsburgh City property record for 4 Nichols Ave, Plattsburgh, NY 12901

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,521 sqft · built 1958
Lot Size	0.163 acres (7,134 sqft)
Owner	2 Individual Names on Record
Last Sale	$169,000 (Jun 2010)
Tax Bill	$8,037 (2026)
Deeds & Mortgages	Oct 2020 Mortgage May 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`091300 207.16-3-6`

Property Details

APN / Parcel Number

Primary APN	`091300 207.16-3-6`
Alternative APN	`130020701600030060000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,521 sqft Living Area
1st Floor Area	1,196 sqft
Basement Area	325 sqft
Finished Basement	325 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	7,134 sqft (0.163 acres)
Lot Dimensions	82 ft deep x 87 ft wide
Garage Type	Basement

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4 NICHOLS AVE
City	PLATTSBURGH
State	NY
Zip	12901-1711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	SIN FR DWLG GAR LOT
Legal Block	3
Legal Lot Number	6.000
Jurisdiction	CLINTON NY
Township / Civil Division	PLATTSBURGH
Census Block Group	1
Census Block	1011
Census Tract	100902

Owner

Source: Clinton County and Plattsburgh City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 NICHOLS AVE, PLATTSBURGH, NY 12901-1711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARAGON HM LNS
May 24, 2019	Deed of Trust, Mortgage · Line of Credit GLENS FALLS NAT'L BK & TR CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2010 · Amount on Record
Deed Sale	Jun 16, 2010 · Amount on Record
Prior Sale	Jun 22, 2001 · Amount on Record
Deed Book / Page	20102 / 32866
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	4 NICHOLS AVE, PLATTSBURGH, NY 12901-1711
Document Number	0000311418
Instrument Date	Oct 23, 2020
Transaction Type	Mortgage
Record Updated	Nov 20, 2020
Title Company	BANKERS TITLE CORPORATION, BANKERS TITLE & ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 NICHOLS AVE PLATTSBURGH NY 129011711, PLATTSBURGH, NY 12901-1711

Mortgage

Document Number	0000311418
Date	Nov 9, 2020
Instrument	311418

Lender

Name	PARAGON HM LNS
Type	Funding / Finance Company
Address	LIVERPOOL, NY 13088

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 8, 2030

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	4 NICHOLS AVE, PLATTSBURGH, NY 12901-1711
Document Number	0000301369
Instrument Date	May 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 27, 2019
Title Company	CENTENNIAL ABSTRACT, CENTENNIAL ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 NICHOLS AVE PLATTSBURGH NY 129011711, PLATTSBURGH, NY 12901-1711

Mortgage

Document Number	0000301369
Date	Jun 12, 2019
Instrument	301369

Lender

Name	GLENS FALLS NAT'L BK & TR CO
Type	Credit Union
Address	GLENS FALLS, NY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clinton County and Plattsburgh City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
Municipality	Plattsburgh City
Unified School District	Plattsburgh City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,037.00 (+118.28%) Homeowner's exemption
2025	$3,682.00	$279,000 (+30.68%) Land $28,000 Building $251,000	$279,000 (+30.68%) Land $28,000 Building $251,000
2023		$213,500 Land $28,000 Building $185,500	$213,500 Land $28,000 Building $185,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLATTSBURGH CITY serves 24,173 people · EPA ID NY0900217
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Westelcom Networks.

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