Monmouth County and Howell Township property record for 4 Nancy St, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,188 sqft · built 2001 |
| Lot Size | 0.287 acres (12,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Sep 2019) |
| Tax Bill | $13,664 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00042-16-00009 |
| Primary APN | 21-00042-16-00009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,188 sqft Living Area |
| 1st Floor Area | 1,204 sqft |
| Upper Floors Area | 1,124 sqft |
| Basement Area | 1,064 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,500 sqft (0.287 acres) |
| Garage Area | 364 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 668 sqft |
| Shed | 1 Shed |
| Shed Area | 600 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 02708609 |
|---|---|
| Street Address | 4 NANCY ST |
| City | HOWELL |
| State | NJ |
| Zip | 07731-9058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Subdivision | CROSSWOOD ESTATES SEC 02 |
| Legal Block | 42.16 |
| Legal Lot Number | 9 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 811502 |
4 Nancy St is owned and occupied by two individuals who bought it in September 2019.
Source: Monmouth County and Howell Township records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 NANCY ST, HOWELL, NJ 07731-9058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC |
| Sep 23, 2019 | Grant Deed, Transfer · Conventional with PMI EMBRACE HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2019 · Amount on File |
| Deed Sale | Sep 23, 2019 · Amount on File |
| Prior Sale | May 12, 2001 · Amount on File |
| Deed Document Number | 201988753 |
| Deed Book / Page | 9370 / 581 |
| Prior Transfer Date | Jun 22, 2016 |
| Prior Transfer Doc | 0091734104 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 4 NANCY ST, HOWELL, NJ 07731-9058 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2021 |
| Title Company | ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0095446716 |
|---|---|
| Date | Sep 20, 2021 |
| Book Page | 9544/6716 |
| Instrument | 2021140748 |
| Name | ADVISORS MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | ASBURY PARK, NJ 07712 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 23, 2019 |
| Property Address | 4 NANCY ST, HOWELL, NJ 07731-9058 |
| Document Number | 0000088753 |
| Book / Page | 009370 / 000581 |
| Instrument Date | Sep 16, 2019 |
| Instrument | 88753 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2019 |
| Title Company | MID-STATE ABSTRACT COMPANY, MID-STATE ABSTRACT CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $435.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 NANCY ST HOWELL NJ 077319058, HOWELL, NJ 07731-9058 |
| Document Number | 88754 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 009370/000589 |
| Instrument | 88754 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 22, 2049 |
The 2025 property tax bill for 4 Nancy St was $13,664, up 9.8% from the year before.
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $826,700 (+3.7%) Land $338,700 Building $488,000 | $826,700 (+3.7%) Land $338,700 Building $488,000 | |
| 2025 | $13,664.00 (+9.84%) | $797,200 Land $313,700 Building $483,500 | $797,200 Land $313,700 Building $483,500 |
| 2024 | $12,440.00 | ||
| 2023 | $632,900 Land $238,700 Building $394,200 | $632,900 Land $238,700 Building $394,200 | |
| 2022 | $11,868.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Nancy St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Nancy St is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 66% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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