Monmouth County and Howell Township property record for 3 Nancy St, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,188 sqft · built 2001 |
| Lot Size | 0.287 acres (12,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $535,000 (Mar 2021) |
| Tax Bill | $13,018 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Mar 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00042-15-00007 |
| Primary APN | 21-00042-15-00007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,188 sqft Living Area |
| 1st Floor Area | 1,204 sqft |
| Upper Floors Area | 1,124 sqft |
| Basement Area | 1,064 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 12,500 sqft (0.287 acres) |
| Garage Area | 364 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 192 sqft |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 02708507 |
|---|---|
| Street Address | 3 NANCY ST |
| City | HOWELL |
| State | NJ |
| Zip | 07731-9059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Subdivision | CROSSWOOD ESTATES SEC TWO |
| Legal Block | 42.15 |
| Legal Lot Number | 7 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 811502 |
Source: Monmouth County and Howell Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 NANCY ST, HOWELL, NJ 07731-9059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 18, 2022 | Deed of Trust, Mortgage · Line of Credit UNITED TELETECH FINANCIAL FCU |
| Mar 17, 2021 | Bargain and Sale Deed, Transfer · VA Mortgage ADVISORS MORTGAGE GROUP LLC |
| Mar 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2021 · Amount on Record |
| Deed Sale | Mar 17, 2021 · Amount on Record |
| Prior Sale | May 22, 2001 · Amount on Record |
| Deed Document Number | 202142062 |
| Deed Book / Page | 9491 / 5802 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 3 NANCY ST, HOWELL, NJ 07731-9059 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|
| Document Number | 0095908946 |
|---|---|
| Date | Apr 18, 2022 |
| Book Page | 9590/8946 |
| Instrument | 2022043215 |
| Name | UNITED TELETECH FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | EATONTOWN, NJ 07724 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 17, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Mar 17, 2021 |
| Property Address | 3 NANCY ST, HOWELL, NJ 07731-9059 |
| Document Number | 0094915802 |
| Book / Page | 9491 / 5802 |
| Instrument Date | Feb 25, 2021 |
| Instrument | 2021042062 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | VANDERBILT TITLE & SETTLEMENT LLC, VANDERBILT TTL & SETMNT LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,511.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 175 COXS AVE, 175, WEST CREEK, NJ 08092-9311 |
| Name | Verified Name |
|---|---|
| Address | 3 NANCY ST, HOWELL, NJ 07731-9059 |
| Document Number | 2021042063 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 2021042063 |
| Name | ADVISORS MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 3 NANCY ST, HOWELL, NJ 07731-9059 |
| Document Number | 0000037172 |
| Instrument Date | Mar 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 NANCY ST HOWELL NJ 077319059, HOWELL, NJ 07731-9059 |
| Document Number | 0000037172 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 009406/004548 |
| Instrument | 37172 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 14, 2050 |
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $788,600 (+3.83%) Land $338,700 Building $449,900 | $788,600 (+3.83%) Land $338,700 Building $449,900 | |
| 2025 | $13,018.00 (+10.44%) | $759,500 (+27.22%) Land $313,700 Building $445,800 | $759,500 (+27.22%) Land $313,700 Building $445,800 |
| 2024 | $11,787.00 (+3.68%) | ||
| 2023 | $597,000 Land $238,700 Building $358,300 | $597,000 Land $238,700 Building $358,300 | |
| 2022 | $11,369.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 66% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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