Monmouth County and Howell Township property record for 10 Nancy St, Howell, NJ 07731
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 4 bd · 2.5 ba · 2,504 sqft · built 2001 |
| Lot Size | 0.287 acres (12,500 sqft) |
| Owner | Company Name on Record |
| Last Sale | $758,000 (Apr 2024) |
| Tax Bill | $12,184 (2024) |
| Deeds & Mortgages | Apr 2024 Mortgage Nov 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00042-16-00012 |
| Primary APN | 21-00042-16-00012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,504 sqft Living Area |
| 1st Floor Area | 1,480 sqft |
| Upper Floors Area | 1,024 sqft |
| Basement Area | 1,040 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 12,500 sqft (0.287 acres) |
| Garage Type | Attached |
| Garage Area | 522 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 312 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 02708612 |
|---|---|
| Street Address | 10 NANCY ST |
| City | HOWELL |
| State | NJ |
| Zip | 07731-9058 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | SF10 |
| Legal Subdivision | CROSSWOOD ESTATES SEC 02 |
| Legal Block | 42.16 |
| Legal Lot Number | 12 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 811502 |
Source: Monmouth County and Howell Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 10 NANCY ST, HOWELL, NJ 07731-9058 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 29, 2024 | Deed of Trust, Mortgage · VA Mortgage GARDEN STATE HOME LOANS INC |
| Nov 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage VALLEY NAT'L BK |
| Mar 17, 2017 | Deed of Trust, Mortgage · Line of Credit VALLEY NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2024 · Amount on Record |
| Deed Sale | Apr 29, 2024 · Amount on Record |
| Prior Sale | Aug 10, 2001 · Amount on Record |
| Deed Document Number | 202428098 |
| Deed Book / Page | 9686 / 1816 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 10 NANCY ST, HOWELL, NJ 07731-9058 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 2279 HOUGH AVE, TULARE, CA 93274-2524 |
| Document Number | 0096861822 |
|---|---|
| Date | Apr 29, 2024 |
| Book Page | 9686/1822 |
| Instrument | 2024028099 |
| Name | GARDEN STATE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08003 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 10 NANCY ST, HOWELL, NJ 07731-9058 |
| Document Number | 0000119801 |
| Instrument Date | Nov 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 NANCY ST HOWELL NJ 077319058, HOWELL, NJ 07731-9058 |
| Document Number | 0000119801 |
|---|---|
| Date | Dec 11, 2017 |
| Book Page | 009262/005979 |
| Instrument | 119801 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 10, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 10 NANCY ST, HOWELL, NJ 07731-9058 |
| Document Number | 0000033147 |
| Instrument Date | Mar 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2018 |
| Name | Verified Name |
|---|---|
| Address | 10 NANCY ST HOWELL NJ 077319058, HOWELL, NJ 07731-9058 |
| Document Number | 0000033147 |
|---|---|
| Date | Apr 5, 2018 |
| Book Page | 009281/000037 |
| Instrument | 33147 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $817,200 (+3.72%) Land $338,700 Building $478,500 | $817,200 (+3.72%) Land $338,700 Building $478,500 | |
| 2025 | Disabled Person's exemption Veteran's exemption | $787,900 (+27.31%) Land $313,700 Building $474,200 | $787,900 (+27.31%) Land $313,700 Building $474,200 |
| 2024 | $12,184.00 (+5.09%) | ||
| 2023 | $618,900 Land $238,700 Building $380,200 | $618,900 Land $238,700 Building $380,200 | |
| 2022 | $11,594.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 66% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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