Washington County property record for 4 N Main St, Smithsburg, MD 21783
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 2,630 sqft · built 1940 |
| Lot Size | 0.051 acres (2,224 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $200,000 (Jul 2021) |
| Tax Bill | $1,780 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-020139 |
| Primary APN | 07-020139 |
|---|---|
| Alternative APN |
|
| Units | 2 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 2,630 sqft Total Area |
| 1st Floor Area | 2,630 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Brick |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 2,224 sqft (0.051 acres) |
| Lot Dimensions | 66 ft deep x 33 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 020139 |
|---|---|
| Street Address | 4 N MAIN ST |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-9606 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | TC |
| Legal Description | PARCEL A .051 ACRES 33.450X66.500 4 N MAIN ST |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 7, SMITHSBURG |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 11301 |
Source: Washington County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 23945 FOXVILLE RD, SMITHSBURG, MD 21783-1916 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2021 | Deed, Transfer · Stand-Alone First Mortgage FIRST UNITED BANK & TRUST CO |
| Oct 30, 2019 | Deed of Trust, Mortgage CNB BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2021 · Amount on Record |
| Deed Sale | Jul 28, 2021 · Amount on Record |
| Prior Sale | Nov 1, 2002 · Amount on Record |
| Deed Book / Page | 6707 / 266 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jul 28, 2021 |
| Property Address | 4 N MAIN ST, SMITHSBURG, MD 21783-9606 |
| Document Number | 0067070266 |
| Book / Page | 6707 / 266 |
| Map Reference | LB 811 FO 365 |
| Instrument Date | Jul 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | MARYLAND TITLE CENTER LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0006707273 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 6707/273 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 4 N MAIN ST, SMITHSBURG, MD 21783-9606 |
| Document Number | 0061030097 |
| Instrument Date | Oct 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 54 E WATER ST SMITHSBURG MD 217831604, SMITHSBURG, MD 21783-1604 |
| Document Number | 0061030097 |
|---|---|
| Date | Nov 1, 2019 |
| Book Page | 006103/000097 |
| Name | CNB BK |
|---|---|
| Type | Bank |
| Address | BERKELEY SPRINGS, WV 25411 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Oct 31, 2039 |
Source: Washington County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Smithsburg Town |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $199,233 (+1.98%) | $203,100 (-) Land $60,000 Building $143,100 | |
| 2025 | $1,780.00 (+8.34%) | $195,367 (+8.76%) | $203,100 (+6.06%) Land $60,000 Building $143,100 |
| 2023 | $1,643.00 | $179,633 | $191,500 Land $60,000 Building $131,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people · EPA ID MD0210018 |
|---|---|
| Water Source | Purchased surface water from CITY OF HAGERSTOWN |
| Last State Inspection | Mar 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
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