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10 N Main St, Smithsburg, MD 21783 Property Records

Washington County property record for 10 N Main St, Smithsburg, MD 21783

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details1,680 sqft · built 1965
Lot Size0.12 acres (5,220 sqft)
Owner2 Company Names on Record
Last Sale$270,000 (Oct 2021)
Tax Bill$1,860 (2026)
Deeds & MortgagesOct 2021 Sale
Apr 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-005407

Property Details

APN / Parcel Number

Primary APN07-005407
Alternative APN
  • 005407

Interior

Units3 Units
Stories2 Stories
Building Area1,680 sqft Total Area
1st Floor Area1,680 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Construction TypeBrick
Fire ResistanceMasonry Walls, Wood Interior
Lot Area5,220 sqft (0.12 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number005407
Street Address10 N MAIN ST
CitySMITHSBURG
StateMD
Zip21783-9606
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeTC
Legal DescriptionLOT 30X174 10 N MAIN ST
Legal SubdivisionSMITHSBURG
Legal Lot Number10
JurisdictionWASHINGTON MD
Township / Civil Division7, SMITHSBURG
Census Block Group4
Census Block4021
Census Tract11301

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Company Names on Record
Mailing Address19813 LEITERSBURG PIKE, HAGERSTOWN, MD 21742-1445
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2021Deed, Transfer
PREMIER STLMTS & TTL SVCS LL
Apr 18, 2018Deed, Transfer · Commercial Mortgage
REVERE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 7, 2021 · Amount on Record
Deed SaleOct 7, 2021 · Amount on Record
Prior SaleApr 18, 2018 · Amount on Record
Deed Book / Page6786 / 120
Record UpdatedOct 29, 2026

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateOct 7, 2021
Property Address10 N MAIN ST, SMITHSBURG, MD 21783-9606
Document Number0067860120
Book / Page6786 / 120
Instrument DateSep 30, 2021
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyPREMIER STLMTS & TTL SVCS LL

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address19813 LEITERSBURG PIKE # 306, 306, HAGERSTOWN, MD 21742-1445

April 2018: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateApr 18, 2018
Property Address10 N MAIN ST, SMITHSBURG, MD 21783-9606
Document Number0057300377
Book / Page5730 / 0377
Map ReferenceLB623 FO303
Instrument DateApr 2, 2018
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyPREMIER SETTLEMENTS & TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,600.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressSMITHSBURG, MD 20895

Transferred To (Grantee/Buyer)

NameVerified Name
Address11003 WAYCROSS WAY, KENSINGTON, MD 20895-1234

Mortgage

Document Number0005730382
DateApr 18, 2018
Instrument5730/382
Lender
NameREVERE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
MunicipalitySmithsburg Town
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,860.00 (+0.16%)$204,167 (+0.16%)$204,500 (-) Land $60,200 Building $144,300
2025$1,857.00 (-0.27%)$203,833 (+0.16%)$204,500 (+0.49%) Land $60,200 Building $144,300
2023$1,862.00$203,500 Land $60,200 Building $143,300$203,500 Land $60,200 Building $143,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SMITHSBURG DISTRIBUTION SYSTEM
serves 2,500 people · EPA ID MD0210018
Water SourcePurchased surface water from CITY OF HAGERSTOWN
Last State InspectionMar 2026

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber · Cable		2,300 / 2,300
Xfinity
Fiber · Cable in parts of the area		2,000 / 2,000
Starlink
Satellite		280 / 30

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