Washington County property record for 13 N Main St, Smithsburg, MD 21783
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,176 sqft · built 1885 |
| Lot Size | 0.155 acres (6,732 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $163,000 (Mar 2020) |
| Tax Bill | $1,803 (2026) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage Apr 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-003021 |
| Primary APN | 07-003021 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,176 sqft Total Area |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1885 |
| Exterior Material | Siding |
| Roof Material | Metal |
| Lot Area | 6,732 sqft (0.155 acres) |
| Lot Dimensions | 264 ft deep x 22 ft wide |
| Porch | Slab |
| Porch Area | 273 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 003021 |
|---|---|
| Street Address | 13 N MAIN ST |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-9609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U |
| Legal Description | LOT 22.5X264 .15 AC 13 N MAIN ST SMITHSBURG |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 7, SMITHSBURG |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 11301 |
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 N MAIN ST, SMITHSBURG, MD 21783-9609 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2020 | Deed, Transfer · Conventional Mortgage FIDELITY DIRECT MORTGAGE LLC |
| Apr 24, 2019 | Grant Deed, Transfer TRI-STATE SIGNATURE SETTLEMENTS, TRI-ST SIGNATURE SETTLEMENTS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 13, 2020 · Amount on File |
| Deed Sale | Mar 13, 2020 · Amount on File |
| Prior Sale | Apr 24, 2019 · Amount on File |
| Deed Book / Page | 6202 / 126 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Mar 13, 2020 |
| Property Address | 13 N MAIN ST, SMITHSBURG, MD 21783-9609 |
| Document Number | 0062020126 |
| Book / Page | 6202 / 126 |
| Instrument Date | Mar 6, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | LAWYERS SIGNATURE SETTLEMENT |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 13 N MAIN ST, SMITHSBURG, MD 21783-9609 |
| Document Number | 0006202133 |
|---|---|
| Date | Mar 13, 2020 |
| Instrument | 6202/133 |
| Name | FIDELITY DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Apr 24, 2019 |
| Property Address | 13 N MAIN ST, SMITHSBURG, MD 21783-9609 |
| Document Number | 0059610427 |
| Book / Page | 005961 / 000427 |
| Instrument Date | Apr 11, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2019 |
| Title Company | TRI-STATE SIGNATURE SETTLEMENTS, TRI-ST SIGNATURE SETTLEMENTS |
| Amount | Amount on Record |
|---|---|
| Tax | $43.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 908 LINDLEY RD FREDERICK MD 217013175, FREDERICK, MD 21701-3175 |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Smithsburg Town |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,803.00 (+11.23%) Homeowner's exemption | $197,867 (+11.2%) | $217,800 (-) Land $51,700 Building $166,100 |
| 2025 | $1,621.00 (+46.96%) Homeowner's exemption | $177,933 (+25.87%) | $217,800 (+37.85%) Land $51,700 Building $166,100 |
| 2023 | $1,103.00 Homeowner's exemption | $141,367 | $158,000 Land $51,700 Building $106,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people · EPA ID MD0210018 |
|---|---|
| Water Source | Purchased surface water from CITY OF HAGERSTOWN |
| Last State Inspection | Mar 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
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