4 N Cherry Ln, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 4 N Cherry Ln, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,949 sqft · built 1952
Lot Size	0.347 acres (15,098 sqft)
Owner	2 Individual Names on Record
Tax Bill	$21,876 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-00023-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`41-00023-0000-00008`
Alternative APNs	`410002300008` `031300`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,949 sqft Living Area
1st Floor Area	2,291 sqft
Upper Floors Area	255 sqft
Basement Area	870 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	15,098 sqft (0.347 acres)
Lot Dimensions	151 ft deep x 100 ft wide
Garage Type	Built-in
Garage Area	585 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Deck Area	537 sqft
Patio Area	560 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Account Number	031300
Street Address	4 N CHERRY LN
City	RUMSON
State	NJ
Zip	07760-1402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Subdivision	OLD FARM VILLAGE RUMSON SEC #1
Legal Block	23
Legal Lot Number	8
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	3
Census Block	3028
Census Tract	803900

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 N CHERRY LN, RUMSON, NJ 07760-1402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 1991
Deed Sale	Dec 3, 1991
Deed Book / Page	5107 / 900
Record Updated	Sep 20, 2026

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 17, 2018
Property Address	4 N CHERRY LN, RUMSON, NJ 07760-1402
Document Number	0000069468
Book / Page	009300 / 006732
Instrument Date	Jun 26, 2018
Instrument	69468
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	BROAD STREET TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,299.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 N CHERRY LN RUMSON NJ 077601402, RUMSON, NJ 07760-1402

Mortgage

Document Number	69469
Date	Jul 17, 2018
Book Page	009300/006756
Instrument	69469

Lender

Name	DAVID J & DORANN J CAFARO
Address	39 S BATTERY ST, CHARLESTON, SC 29401-2325

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2048

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,353,400 (+12.85%) Land $1,457,000 Building $896,400	$2,353,400 (+12.85%) Land $1,457,000 Building $896,400
2025	$21,876.00 (+3.09%)	$2,085,400 (+16.06%) Land $1,322,500 Building $762,900	$2,085,400 (+16.06%) Land $1,322,500 Building $762,900
2024	$21,221.00 (+2.18%)
2023		$1,796,900 Land $1,167,500 Building $629,400	$1,796,900 Land $1,167,500 Building $629,400
2022	$20,768.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	75 units insured incl. 9 condo units
Nearby Flood Claims	165 (1978–2024)
Claims Outside the SFHA	30 of 165
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Nov 2012 · 66 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 42 claims Coastal Storms & Flooding, Apr 1984 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20