Monmouth County and Rumson Borough property record for 1 N Cherry Ln, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,130 sqft · built 1942 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,500,000 (Sep 2026) |
| Tax Bill | $16,526 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Apr 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00022-0000-00003 |
| Primary APN | 41-00022-0000-00003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,130 sqft Living Area |
| 1st Floor Area | 1,276 sqft |
| Upper Floors Area | 816 sqft |
| Basement Area | 798 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Colonial |
| Exterior Material | Frame |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 15,002 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Area | 220 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Sewer | Connected |
| Account Number | 030100 |
|---|---|
| Street Address | 1 N CHERRY LN |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Block | 22 |
| Legal Lot Number | 3 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 803800 |
Source: Monmouth County and Rumson Borough records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1 N CHERRY LN, RUMSON, NJ 07760-1401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 30, 2026 | Deed, Transfer · Conventional Mortgage KEARNY BANK |
| Apr 26, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2026 · Amount on Record |
| Deed Sale | Sep 30, 2026 · Amount on Record |
| Prior Sale | Jul 26, 2024 · Amount on Record |
| Deed Document Number | 202679774 |
| Deed Book / Page | 9814 / 9531 |
| Prior Transfer Date | Apr 12, 2021 |
| Prior Transfer Doc | 0095049712 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 30, 2026 |
| Property Address | 1 N CHERRY LN, RUMSON, NJ 07760-1401 |
| Document Number | 0000079774 |
| Book / Page | 9814 / 9531 |
| Instrument Date | Sep 1, 2026 |
| Instrument | 202679774 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | NORTH STAR TITLE AGENCY INC, NORTH STAR TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $505,000.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 N CHERRY LN, RUMSON, NJ 07760-1401 |
| Document Number | 0000079775, |
|---|---|
| Date | Sep 30, 2026 |
| Instrument | 202679775 |
| Name | KEARNY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 26, 2021 |
| Property Address | 1 N CHERRY LN, RUMSON, NJ 07760-1401 |
| Document Number | 0095049712 |
| Book / Page | 9504 / 9712 |
| Instrument Date | Mar 22, 2021 |
| Instrument | 2021067107 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 900 ELM ST, 900, MANCHESTER, NH 03101-2007 |
| Name | Verified Name |
|---|---|
| Address | 1 N CHERRY LN, RUMSON, NJ 07760-1401 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,845,400 (+17.14%) Land $1,384,200 Building $461,200 | $1,845,400 (+17.14%) Land $1,384,200 Building $461,200 | |
| 2025 | $16,526.00 (-4.02%) | $1,575,400 (+7.57%) Land $1,256,400 Building $319,000 | $1,575,400 (+7.57%) Land $1,256,400 Building $319,000 |
| 2024 | $17,219.00 (+2.49%) | ||
| 2023 | $1,464,600 Land $1,109,100 Building $355,500 | $1,464,600 Land $1,109,100 Building $355,500 | |
| 2022 | $16,800.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 6 (1992–2013) |
| Claims Outside the SFHA | 5 of 6 |
| Most Recent Claim | Sep 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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