3 N Cherry Ln, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 3 N Cherry Ln, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,008 sqft · built 1951
Lot Size	0.349 acres (15,198 sqft)
Owner	2 Individual Names on File
Last Sale	$825,000 (Mar 2014)
Tax Bill	$14,544 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`41-00022-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`41-00022-0000-00002`
Alternative APNs	`410002200002` `030000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,008 sqft Living Area
1st Floor Area	1,136 sqft
Upper Floors Area	872 sqft
Basement Area	872 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	15,198 sqft (0.349 acres)
Lot Dimensions	152 ft deep x 100 ft wide

Exterior Amenities

Porch	Open Porch
Patio Area	288 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Connected

Location & Zoning

Account Number	030000
Street Address	3 N CHERRY LN
City	RUMSON
State	NJ
Zip	07760-1401
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Subdivision	OLD FARM VILLAGE SEC #1
Legal Block	22
Legal Lot Number	2
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	1
Census Block	1008
Census Tract	803800

Owner

Source: Monmouth County and Rumson Borough records · APN 41-00022-0000-00002

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 N CHERRY LN, RUMSON, NJ 07760-1401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 19, 2014 · Amount on Record
Deed Sale	Mar 19, 2014 · Amount on Record
Prior Sale	May 24, 1996 · Amount on Record
Deed Document Number	201421048
Deed Book / Page	9059 / 1771
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	3 N CHERRY LN, RUMSON, NJ 07760-1401
Transaction Type	Mortgage
Record Updated	Dec 21, 2022
Title Company	SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096209035
Date	Oct 21, 2022
Book Page	9620/9035
Instrument	2022105182

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 06, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,532,200 (+10.51%) Land $1,457,000 Building $75,200	$1,532,200 (+10.51%) Land $1,457,000 Building $75,200
2025	$14,544.00 (+2.24%)	$1,386,500 (+13.62%) Land $1,322,500 Building $64,000	$1,386,500 (+13.62%) Land $1,322,500 Building $64,000
2024	$14,225.00 (+3.1%)
2023		$1,220,300 Land $1,167,500 Building $52,800	$1,220,300 Land $1,167,500 Building $52,800
2022	$13,797.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (1992–2013)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Sep 2013 · other causes

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 502 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.