4 Midland Ter, Summit, NJ 07901 Property Records

Union County and Summit City property record for 4 Midland Ter, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	1,476 sqft · built 1936
Lot Size	0.127 acres (5,532 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,485,000 (Nov 2025)
Tax Bill	$14,812 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-04704-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`18-04704-0000-00020`
Alternative APNs	`1800095K00027` `180470400020`

Interior

Stories	2 Stories
Building Area	1,476 sqft Living Area

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Exterior Material	Stucco
Construction Type	Frame
Lot Area	5,532 sqft (0.127 acres)
Garage Type	Attached

Location & Zoning

Old Parcel Number	1800095K00027
Street Address	4 MIDLAND TER
City	SUMMIT
State	NJ
Zip	07901-3206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Subdivision	MIDLAND TERRACE
Legal Block	4704
Legal Lot Number	20
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1020
Census Tract	37900

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 MIDLAND TER, SUMMIT, NJ 07901-3206
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2025 · Amount on Record
Deed Sale	Nov 14, 2025 · Amount on Record
Prior Sale	Jan 5, 2022 · Amount on Record
Deed Document Number	202550822
Deed Book / Page	6601 / 2440
Record Updated	Sep 20, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Nov 14, 2025
Property Address	4 MIDLAND TER, SUMMIT, NJ 07901-3206
Document Number	0066012440
Book / Page	6601 / 2440
Instrument Date	Nov 5, 2025
Instrument	50822
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$30,293.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	63 WHITTREDGE RD, SUMMIT, NJ 07901-3707

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 MIDLAND TER, SUMMIT, NJ 07901-3206
Investor	Possibly a Property Investor

Mortgage

Document Number	0000085269
Date	Nov 14, 2025
Instrument	85269

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$331,300 (-) Land $192,700 Building $138,600	$331,300 (-) Land $192,700 Building $138,600
2025	$14,812.00 (+2.64%)	$331,300 (-) Land $192,700 Building $138,600	$331,300 (-) Land $192,700 Building $138,600
2024	$14,431.00 (+1.71%)
2023		$331,300 (-) Land $192,700 Building $138,600	$331,300 (-) Land $192,700 Building $138,600
2022	$14,189.00 (-0.79%)	$331,300 Land $192,700 Building $138,600	$331,300 Land $192,700 Building $138,600
2021	$14,302.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (1979–2021)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: AT&T.

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