Union County and Summit City property record for 18 Midland Ter, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 1,596 sqft · built 1950 |
| Lot Size | 0.171 acres (7,449 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $725,000 (Aug 2013) |
| Tax Bill | $15,197 (2025) |
| Deeds & Mortgages | Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-04706-0000-00002 |
| Primary APN | 18-04706-0000-00002 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,596 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Stucco |
| Lot Area | 7,449 sqft (0.171 acres) |
| Garage Type | Attached |
| Old Parcel Number | 1800095D00002 |
|---|---|
| Street Address | 18 MIDLAND TER |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-3245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Subdivision | MIDLAND TERRACE |
| Legal Block | 4706 |
| Legal Lot Number | 2 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 37900 |
Source: Union County and Summit City records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 18 MIDLAND TER, SUMMIT, NJ 07901-3245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 6, 2013 · Amount on Record |
| Deed Sale | Aug 6, 2013 · Amount on Record |
| Prior Sale | Jul 30, 2004 · Amount on Record |
| Deed Document Number | 2013243570 |
| Deed Book / Page | 5965 / 425 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 18 MIDLAND TER, SUMMIT, NJ 07901-3245 |
| Document Number | 0142322215 |
| Book / Page | 014232 / 002215 |
| Instrument Date | Jan 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2017 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18 MIDLAND TER SUMMIT NJ 079013245, SUMMIT, NJ 07901-3245 |
| Document Number | 0142322215 |
|---|---|
| Date | Feb 14, 2017 |
| Book Page | 014232/002215 |
| Instrument | 636641 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 13, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Union County and Summit City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $339,900 (-) Land $197,100 Building $142,800 | $339,900 (-) Land $197,100 Building $142,800 | |
| 2025 | $15,197.00 (+2.64%) | $339,900 (-) Land $197,100 Building $142,800 | $339,900 (-) Land $197,100 Building $142,800 |
| 2024 | $14,806.00 (+1.71%) | ||
| 2023 | $339,900 Land $197,100 Building $142,800 | $339,900 Land $197,100 Building $142,800 | |
| 2022 | $14,557.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 12 (1979–2021) |
| Claims Outside the SFHA | 4 of 12 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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