2 Midland Ter, Summit, NJ 07901 Property Records

Union County and Summit City property record for 2 Midland Ter, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	1,614 sqft · built 1939
Lot Size	0.189 acres (8,233 sqft)
Owner	2 Individual Names on Record
Last Sale	$980,000 (Apr 2021)
Tax Bill	$18,206 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-04704-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`18-04704-0000-00001`
Alternative APNs	`1800095K00028` `180470400001`

Interior

Stories	2 Stories
Building Area	1,614 sqft Living Area

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Brick
Construction Type	Brick
Lot Area	8,233 sqft (0.189 acres)
Garage Type	Attached

Location & Zoning

Old Parcel Number	1800095K00028
Street Address	2 MIDLAND TER
City	SUMMIT
State	NJ
Zip	07901-3206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Subdivision	MIDLAND TERRACE
Legal Block	4704
Legal Lot Number	1
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1020
Census Tract	37900

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 MIDLAND TER, SUMMIT, NJ 07901-3206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP
Mar 13, 2020	Deed of Trust, Mortgage · Conventional with PMI TIAA FSB
May 21, 2018	Grant Deed, Transfer · FHA Mortgage TIAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2021 · Amount on Record
Deed Sale	Apr 21, 2021 · Amount on Record
Prior Sale	May 21, 2018 · Amount on Record
Deed Document Number	20213886
Deed Book / Page	6410 / 2001
Prior Transfer Date	Jan 28, 1999
Prior Transfer Doc	0000062657
Record Updated	Sep 20, 2026

April 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	UNION NJ
Recording Date	Apr 21, 2021
Property Address	2 MIDLAND TER, SUMMIT, NJ 07901-3206
Document Number	0064102001
Book / Page	6410 / 2001
Instrument Date	Apr 14, 2021
Instrument	3886
Transaction Type	Transfer
Record Updated	Apr 7, 2023
Title Company	ALLIED TITLE LLC SUITE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,343.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 GLENDALE RD, SUMMIT, NJ 07901-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 GARDEN ST APT 2, 2, HOBOKEN, NJ 07030-4330
Investor	Possibly a Property Investor

Mortgage

Document Number	0149442473
Date	Apr 21, 2021
Book Page	14944/2473
Instrument	10187

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	2 MIDLAND TER, SUMMIT, NJ 07901-3206
Document Number	0146682665
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	ELITE LENDER SERVICES INC, ELITE LENDER SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MIDLAND TER SUMMIT NJ 079013206, SUMMIT, NJ 07901-3206

Mortgage

Document Number	0146682665
Date	Mar 24, 2020
Book Page	014668/002665
Instrument	688940

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	May 21, 2018
Property Address	2 MIDLAND TER, SUMMIT, NJ 07901-3206
Document Number	0062630796
Book / Page	006263 / 000796
Instrument Date	May 11, 2018
Instrument	300068
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 MIDLAND TER SUMMIT NJ 079013206, SUMMIT, NJ 07901-3206

Mortgage

Document Number	144430366
Date	May 21, 2018
Book Page	014443/000366
Instrument	657500

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2048

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$407,200 (-) Land $198,900 Building $208,300	$407,200 (-) Land $198,900 Building $208,300
2025	$18,206.00 (+2.64%)	$407,200 (-) Land $198,900 Building $208,300	$407,200 (-) Land $198,900 Building $208,300
2024	$17,737.00 (+1.7%)
2023		$407,200 Land $198,900 Building $208,300	$407,200 Land $198,900 Building $208,300
2022	$17,440.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (1979–2021)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: AT&T.

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