4 Locust Ln, Lansing, MI 48911 Property Records

Eaton County property record for 4 Locust Ln, Lansing, MI 48911

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,759 sqft · built 1929
Lot Size	1.36 acres (59,242 sqft)
Owner	Company Name on File
Last Sale	$564,700 (Aug 2025)
Tax Bill	$8,023 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04002520032000`

Property Details

APN / Parcel Number

Primary APN	`04002520032000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,759 sqft Living Area
1st Floor Area	1,659 sqft
Basement Area	1,271 sqft
Finished Basement	1,189 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Exterior Material	Stone
Lot Area	59,242 sqft (1.36 acres)
Lot Dimensions	729 ft deep x 81 ft wide
Garage Area	559 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	4 LOCUST LN
City	LANSING
State	MI
Zip	48911-1152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NONE
Legal Description	COM 372.1 FT W OF E 1/4 POST,S 100 FT, W 224.2 FT, N 100 FT,N8DEG W 215 FT,NE ALONG RIVER 81 FT,S 36DEG 6MIN E 109.4 FT,S31DEG 14MIN E 59 FT,S43DEG 52MIN E 37 FT, S 36DEG 6MIN E 100 FT TO BEG. SEC. 25, T4N,R3W, DELTA TWP
Legal Range	03W
Legal Township	04N
Legal Section	25
Jurisdiction	EATON MI
Township / Civil Division	DELTA
Census Block Group	2
Census Block	2001
Census Tract	20202

Owner

4 Locust Ln is owned by a company that bought it in August 2025.

Source: Eaton County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	4 LOCUST LN, LANSING, MI 48911-1152
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2018	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Oct 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 5, 2014	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 22, 2025	Warranty Deed, Transfer · Conventional Mortgage AMERICAN HERITAGE LENDING INC
Aug 19, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2025 · Amount on File
Deed Sale	Aug 22, 2025 · Amount on File
Deed Book / Page	3151 / 744
Prior Transfer Date	Aug 12, 2024
Prior Transfer Doc	003104/446
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	4 LOCUST LN, LANSING, MI 48911-1152
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02760/1041
Date	Nov 5, 2018
Book Page	2760/1041

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Sep 2, 2048

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	4 LOCUST LN, LANSING, MI 48911-1152
Transaction Type	Mortgage
Record Updated	Jun 22, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 LOCUST LN, LANSING, MI 48911-1152

Mortgage

Document Number	02961/1026
Date	Oct 15, 2021
Book Page	2961/1026

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

March 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	4 LOCUST LN, LANSING, MI 48911-1152
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02507/1272
Date	Mar 5, 2014
Book Page	2507/1272

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2029

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Aug 22, 2025
Property Address	4 LOCUST LN, LANSING, MI 48911-1152
Document Number	003151/744
Book / Page	3151 / 744
Instrument Date	Aug 22, 2025
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	GREATER LANSING T&E

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,237.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 LOCUST LN, LANSING, MI 48911-1152

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 LOCUST LN, LANSING, MI 48911-1152

Mortgage

Document Number	0003151747
Date	Aug 22, 2025
Instrument	3151/747

Lender

Name	AMERICAN HERITAGE LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2055

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Aug 19, 2024
Property Address	4 LOCUST LN, LANSING, MI 48911-1152
Document Number	003104/446
Book / Page	3104 / 446
Instrument Date	Aug 12, 2024
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4 LOCUST LN, LANSING, MI 48911-1152

Tax Assessment & Valuation

The 2025 property tax bill for 4 Locust Ln was $8,023, up 6.7% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Delta Charter Township
Unified School District	Lansing Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,700 (+13.3%)	$555,400 (+13.3%)
2025	$8,023.00 (+6.66%) Homeowner's exemption	$245,100	$490,200
2024	$7,522.00
2023		$209,800	$419,600
2022	$6,496.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Locust Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1981–2018)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Locust Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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