2 Locust Ln, Lansing, MI 48911 Property Records

Eaton County property record for 2 Locust Ln, Lansing, MI 48911

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,305 sqft · built 1945
Lot Size	1.28 acres (55,757 sqft)
Owner	Individual Name on Record
Last Sale	$1,240,000 (Jul 2026)
Tax Bill	$23,734 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04002520034000`

Property Details

APN / Parcel Number

Primary APN	`04002520034000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	25 Rooms
Stories	2 Stories
Building Area	5,305 sqft Living Area
1st Floor Area	3,870 sqft
Basement Area	1,701 sqft
Unfinished Basement	1,695 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 2001
Exterior Material	Brick
Lot Area	55,757 sqft (1.28 acres)
Lot Dimensions	446 ft deep x 125 ft wide
Garage Area	2,783 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2 LOCUST LN
City	LANSING
State	MI
Zip	48911-1152
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NONE
Legal Description	COM. 168 FT W OF E 1/4 POST, S 100 FT, W 117.05 FT N 100 FT, NWLY 350 FT TO S BANK OF GRAND RIVER, NELY ALONG BANK OF RIVER 125 FT, SELY 435 FT TO BEG. SEC.25,T4N,R3W, DELTA TOWNSHIP
Legal Range	03W
Legal Township	04N
Legal Section	10
Jurisdiction	EATON MI
Township / Civil Division	DELTA
Census Block Group	2
Census Block	2001
Census Tract	20202

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2 LOCUST LN, LANSING, MI 48911-1152
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Warranty Deed, Transfer · Conventional Mortgage PNC BANK
May 30, 2023	Warranty Deed, Transfer · Conventional Mortgage THE DART BANK
Aug 4, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2026 · Amount on Record
Deed Sale	Jul 9, 2026 · Amount on Record
Prior Sale	May 30, 2023 · Amount on Record
Deed Document Number	20261000
Deed Book / Page	3200 / 725
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jul 9, 2026
Property Address	2 LOCUST LN, LANSING, MI 48911-1152
Document Number	0000001000
Book / Page	3200 / 725
Instrument Date	Jul 7, 2026
Instrument	20261000
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	GREATER TX TITLE, GREATER LANSING TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,077,064.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 LOCUST LN, LANSING, MI 48911-1152

Mortgage

Document Number	0000001001,
Date	Jul 9, 2026
Book Page	3200/728
Instrument	20261001

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	May 30, 2023
Property Address	2 LOCUST LN, LANSING, MI 48911-1152
Document Number	03050/1279
Book / Page	3050 / 1279
Instrument Date	May 25, 2023
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,437.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 LOCUST LN, LANSING, MI 48911-1152

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4806 GOVERNOR MILES RD, SANTA FE, NM 87507-0855

Mortgage

Document Number	0030501283
Date	May 30, 2023
Instrument	3050-1283

Lender

Name	THE DART BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2030
Change Frequency	6 Months
Min Rate At Change	5.99%
Max Rate At Change	10.9%
Index	Other
Max Rate	10.9%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	2 LOCUST LN, LANSING, MI 48911-1152
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003015/430
Date	Aug 4, 2022
Book Page	3015/430

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	236 Months
Due	Apr 25, 2042

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Delta Charter Township
Unified School District	Lansing Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$614,900 (+27.55%)	$1,229,800 (+27.55%)
2025	$23,734.00 (+65.52%)
2023		$482,100	$964,200
2022	$14,339.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1981–2018)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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