3 Locust Ln, Lansing, MI 48911 Property Records

Eaton County property record for 3 Locust Ln, Lansing, MI 48911

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,978 sqft · built 1949
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$750,000 (Dec 2020)
Tax Bill	$10,969 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Feb 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04002520033000`

Property Details

APN / Parcel Number

Primary APN	`04002520033000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	3,978 sqft Living Area
1st Floor Area	2,273 sqft
Basement Area	1,402 sqft
Finished Basement	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1994
Exterior Material	Brick
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	349 ft deep x 125 ft wide
Garage Area	1,219 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3 LOCUST LN
City	LANSING
State	MI
Zip	48911-1153
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NONE
Legal Description	COM 285.05 FT W OF E 1/4 POST, S 100 FT, W 87.05 FT, N 100 FT, N 36DEG 06MIN W 100 FT. N 43DEG 52MIN W 37 FT, N 31DEG 14MIN W 59 FT, N 36DEG06MIN W 109.45 FT, NELY ON S BANK OF RIVER 125 FT, SELY 350 FT M/L TO BEG; S 24 FT OF THAT PART N OF 1/4 LINE
Legal Range	03W
Legal Township	04N
Legal Section	25
Jurisdiction	EATON MI
Township / Civil Division	DELTA
Census Block Group	2
Census Block	2001
Census Tract	20202

Owner

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3 LOCUST LN, LANSING, MI 48911-1153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Line of Credit LAKE TRUST CU
Feb 15, 2022	Survivorship Deed, Transfer · Unknown QUICKEN LOANS LLC
Dec 4, 2020	Warranty Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC SERVICING SLN
Dec 4, 2020	Deed in Lieu of Foreclosure, Foreclosure OLD REPUBLIC TITLE, OLD REPUBLIC SERVICING SLN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2020 · Amount on Record
Deed Sale	Dec 4, 2020 · Amount on Record
Prior Sale	Dec 4, 2020 · Amount on Record
Deed Document Number	2020
Deed Book / Page	2888 / 840
Prior Transfer Date	Nov 6, 2020
Prior Transfer Doc	2888000840
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	3 LOCUST LN, LANSING, MI 48911-1153
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 LOCUST LN, LANSING, MI 48911-1153
Investor	Possibly a Property Investor

Mortgage

Document Number	003159/751
Date	Oct 10, 2025
Book Page	3159/751

Lender

Name	LAKE TRUST CU
Type	Credit Union
Address	BRIGHTON, MI 48114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 9, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	EATON MI
Recording Date	Feb 15, 2022
Property Address	3 LOCUST LN, LANSING, MI 48911-1153
Document Number	002987/207
Book / Page	2987 / 207
Instrument Date	Feb 9, 2021
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	LANDCASTLE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,760.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, 8950, COPPELL, TX 75019-4620

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3 LOCUST LN, LANSING, MI 48911-1153

Mortgage

Document Number	002987/212
Date	Feb 15, 2022
Book Page	2987/212

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Unknown
Amount	Amount Recorded
Term	349 Months
Due	Mar 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Dec 4, 2020
Property Address	3 LOCUST LN, LANSING, MI 48911-1153
Document Number	2888/832
Book / Page	2888 / 832
Instrument Date	Nov 6, 2020
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC SERVICING SLN

Transaction

Amount	Amount Recorded
Tax	$462.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 LOCUST LN, 3, LANSING, MI 48911-1153

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

December 2020: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	EATON MI
Recording Date	Dec 4, 2020
Property Address	3 LOCUST LN, LANSING, MI 48911-1153
Document Number	2888/840
Book / Page	2888 / 840
Instrument Date	Nov 5, 2020
Transaction Type	Foreclosure
Record Updated	Sep 7, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC SERVICING SLN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Delta Charter Township
Unified School District	Lansing Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$310,700 (+5.97%)	$621,400 (+5.97%)
2025	$10,969.00 (+6.67%) Homeowner's exemption	$293,200 (+18.61%)	$586,400 (+18.61%)
2024	$10,283.00 (-20.47%)
2023		$247,200	$494,400
2022	$12,930.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1981–2018)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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