4 Karen Rd, Dunbarton, NH 03046 Property Records

Merrimack County and Dunbarton Town property record for 4 Karen Rd, Dunbarton, NH 03046

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,772 sqft · built 1956
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$313,533 (Nov 2019)
Tax Bill	$8,180 (2025)
Deeds & Mortgages	Mar 2021 Refinance Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`K11112`

Property Details

APN / Parcel Number

Primary APN	`K11112`
Alternative APN	`DUNB M:K1 B:11 L:12`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,772 sqft Living Area
Gross Area	3,152 sqft
1st Floor Area	760 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	K11112
Street Address	4 KAREN RD
City	DUNBARTON
State	NH
Zip	03046-4514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	11
Legal Lot Number	12
Jurisdiction	DUNBARTON TOWN NH
Township / Civil Division	DUNBARTON
Census Block Group	1
Census Block	1023
Census Tract	30000

Owner

4 Karen Rd is owned and occupied by two individuals who bought it in November 2019.

Source: Merrimack County and Dunbarton Town records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 KAREN RD, DUNBARTON, NH 03046-4514
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 22, 2019	Warranty Deed, Transfer · Conventional with PMI FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2019 · Amount on File
Deed Sale	Nov 22, 2019 · Amount on File
Prior Sale	Jul 31, 2009 · Amount on File
Deed Document Number	201922035
Deed Book / Page	3656 / 163
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNBARTON TOWN NH
Property Address	4 KAREN RD, DUNBARTON, NH 03046-4514
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100007271
Date	Mar 19, 2021
Book Page	3729/1004
Instrument	202100007271

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUNBARTON TOWN NH
Recording Date	Nov 22, 2019
Property Address	4 KAREN RD, DUNBARTON, NH 03046-4514
Document Number	0036560163
Book / Page	003656 / 000163
Instrument Date	Nov 21, 2019
Instrument	22035
Transaction Type	Transfer
Record Updated	Dec 11, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,703.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	54 METALAK DR CONCORD NH 033033511, CONCORD, NH 03303-3511

Mortgage

Document Number	36560165
Date	Nov 22, 2019
Book Page	003656/000165
Instrument	22036

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4 Karen Rd was $8,180, up 10.2% from the year before.

Source: Merrimack County and Dunbarton Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Dunbarton Town
Elementary School District	Dunbarton School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,180.00 (+10.2%)	$500,600 (+77.9%) Land $141,400 Building $359,200
2024	$7,423.00	$281,400 Land $76,400 Building $205,000
2023			$397,385
2022	$6,467.00	$281,400 Land $76,400 Building $205,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Karen Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Karen Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dunbarton Telephone Company Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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