13 Karen Rd, Dunbarton, NH 03046 Property Records

Merrimack County and Dunbarton Town property record for 13 Karen Rd, Dunbarton, NH 03046

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 952 sqft · built 1976
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$262,000 (Nov 2020)
Tax Bill	$6,895 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`K10706`

Property Details

APN / Parcel Number

Primary APN	`K10706`
Alternative APN	`DUNB M:K1 B:07 L:06`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	952 sqft Living Area
Gross Area	2,208 sqft
1st Floor Area	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2009
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	K10706
Street Address	13 KAREN RD
City	DUNBARTON
State	NH
Zip	03046-4514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	7
Legal Lot Number	6
Jurisdiction	DUNBARTON TOWN NH
Township / Civil Division	DUNBARTON
Census Block Group	1
Census Block	1017
Census Tract	30000

Owner

13 Karen Rd is owned and occupied by two individuals who bought it in November 2020.

Source: Merrimack County and Dunbarton Town records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13 KAREN RD, DUNBARTON, NH 03046-4514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2020 · Amount on File
Deed Sale	Nov 4, 2020 · Amount on File
Prior Sale	May 25, 2010 · Amount on File
Deed Document Number	202024728
Deed Book / Page	3705 / 1249
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUNBARTON TOWN NH
Recording Date	Nov 4, 2020
Property Address	13 KAREN RD, DUNBARTON, NH 03046-4514
Document Number	0037051249
Book / Page	003705 / 001249
Instrument Date	Oct 26, 2020
Instrument	24728
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,930.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13 KAREN RD DUNBARTON NH 030464514, DUNBARTON, NH 03046-4514

Mortgage

Document Number	37051251
Date	Nov 4, 2020
Book Page	003705/001251
Instrument	24729

Lender

Name	LEADERONE FIN'L
Type	Funding / Finance Company
Address	OVERLAND PARK, KS 66210

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 13 Karen Rd was $6,895, up 8.2% from the year before.

Source: Merrimack County and Dunbarton Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Dunbarton Town
Elementary School District	Dunbarton School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,895.00 (+8.19%)	$422,000 (+74.67%) Land $314,100 Building $107,900
2024	$6,373.00	$241,600 Land $169,700 Building $71,900
2023			$293,835
2022	$5,552.00	$241,600 Land $169,700 Building $71,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Karen Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Karen Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dunbarton Telephone Company Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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