15 Karen Rd, Dunbarton, NH 03046 Property Records

Merrimack County and Dunbarton Town property record for 15 Karen Rd, Dunbarton, NH 03046

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,368 sqft · built 1966
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$274,600 (Jun 2016)
Tax Bill	$10,536 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`K10705`

Property Details

APN / Parcel Number

Primary APN	`K10705`
Alternative APN	`DUNB M:K1 B:07 L:05`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,368 sqft Living Area
Gross Area	2,742 sqft
1st Floor Area	1,792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,117 sqft (0.37 acres)
Deck Area	Deck Area
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	K10705
Street Address	15 KAREN RD
City	DUNBARTON
State	NH
Zip	03046-4514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	7
Legal Lot Number	5
Jurisdiction	DUNBARTON TOWN NH
Township / Civil Division	DUNBARTON
Census Block Group	1
Census Block	1017
Census Tract	30000

Owner

15 Karen Rd is owned and occupied by an individual who bought it in June 2016.

Source: Merrimack County and Dunbarton Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	15 KAREN RD, DUNBARTON, NH 03046-4514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 14, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 30, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2016 · Amount on File
Deed Sale	Jun 24, 2016 · Amount on File
Deed Document Number	201610901
Deed Book / Page	3519 / 2475
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNBARTON TOWN NH
Recording Date	Aug 25, 2026
Property Address	15 KAREN RD, DUNBARTON, NH 03046-4514
Document Number	0000014250
Book / Page	3941 / 1948
Instrument Date	Aug 11, 2026
Instrument	202614250
Transaction Type	Mortgage
Record Updated	Sep 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 KAREN RD, DUNBARTON, NH 03046-4514

Mortgage

Document Number	0000014250,
Date	Aug 25, 2026
Book Page	3941/1948
Instrument	202614250

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2051

Interest

Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNBARTON TOWN NH
Property Address	15 KAREN RD, DUNBARTON, NH 03046-4514
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100026499
Date	Oct 14, 2021
Book Page	3763/1797
Instrument	202100026499

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2046

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUNBARTON TOWN NH
Property Address	15 KAREN RD, DUNBARTON, NH 03046-4514
Document Number	0036932232
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Sep 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 KAREN RD DUNBARTON NH 030464514, DUNBARTON, NH 03046-4514

Mortgage

Document Number	0036932232
Date	Aug 28, 2020
Book Page	003693/002232
Instrument	18413

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 27, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 15 Karen Rd was $10,536, up 11.4% from the year before.

Source: Merrimack County and Dunbarton Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
County Subdivision	Dunbarton Town
Elementary School District	Dunbarton School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,536.00 (+11.41%)	$644,800 (+79.86%) Land $345,000 Building $299,800
2024	$9,457.00	$358,500 Land $186,500 Building $172,000
2023			$469,585
2022	$8,238.00	$358,500 Land $186,500 Building $172,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Karen Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Karen Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of New Hampshire
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dunbarton Telephone Company Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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