Monmouth County and Rumson Borough property record for 4 Highland Ave, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 3,228 sqft · built 2021 |
| Lot Size | 0.284 acres (12,386 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,975,000 (Nov 2021) |
| Tax Bill | $23,819 (2025) |
| Deeds & Mortgages | Apr 2021 Construction Loan Nov 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00056-0000-00001 |
| Primary APN | 41-00056-0000-00001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 3,228 sqft Living Area |
| 1st Floor Area | 2,942 sqft |
| Basement Area | 2,942 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,386 sqft (0.284 acres) |
| Lot Width | 170 ft Width |
| Garage Type | Attached |
| Sewer | Connected |
|---|
| Account Number | 103900 |
|---|---|
| Street Address | 4 HIGHLAND AVE |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | RUMSON SHORES |
| Legal Block | 56 |
| Legal Lot Number | 1 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 HIGHLAND AVE, RUMSON, NJ 07760-1715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2021 | Deed of Trust, Mortgage · Construction Mortgage 1ST COMMUNITY BANK |
| Nov 22, 2021 | Deed, Subdivision Related Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Nov 20, 2020 | Grant Deed, Transfer FDR LAND |
| Nov 5, 2020 | Deed of Trust, Mortgage FDR LAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2021 · Amount on Record |
| Deed Sale | Nov 22, 2021 · Amount on Record |
| Prior Sale | Nov 20, 2020 · Amount on Record |
| Deed Document Number | 2021169082 |
| Deed Book / Page | 9559 / 8480 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 4 HIGHLAND AVE, RUMSON, NJ 07760-1715 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 6373, FAIR HAVEN, NJ 07704-6373 |
| Document Number | 0095002066 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 9500/2066 |
| Instrument | 2021058182 |
| Name | 1ST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | CRANBURY, NJ 08512 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Nov 22, 2021 |
| Property Address | 4 HIGHLAND AVE, RUMSON, NJ 07760-1715 |
| Document Number | 0095598480 |
| Book / Page | 9559 / 8480 |
| Instrument Date | Nov 1, 2021 |
| Instrument | 2021169082 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 10, 2021 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $41,122.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 6373, FAIR HAVEN, NJ 07704-6373 |
| Name | Verified Name |
|---|---|
| Address | 4 HIGHLAND AVE, RUMSON, NJ 07760-1715 |
| Document Number | 2021169083 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 2021169083 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Dec 1, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 8.5% |
| Index | Other |
| Max Rate | 8.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Nov 20, 2020 |
| Property Address | 4 HIGHLAND AVE, RUMSON, NJ 07760-1715 |
| Document Number | 0000138978 |
| Book / Page | 009459 / 002146 |
| Instrument Date | Nov 6, 2020 |
| Instrument | 138978 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4 HIGHLAND AVE RUMSON NJ 077601715, RUMSON, NJ 07760-1715 |
| Document Number | 138979 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 009459/002172 |
| Instrument | 138979 |
| Name | FDR LAND |
|---|---|
| Address | 257 WYCKOFF RD, EATONTOWN, NJ 07724-1411 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 4 HIGHLAND AVE, RUMSON, NJ 07760-1715 |
| Document Number | 0000138979 |
| Instrument Date | Nov 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6 CIRCLE DR RUMSON NJ 077601112, RUMSON, NJ 07760-1112 |
| Document Number | 0000138979 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 009459/002172 |
| Instrument | 138979 |
| Name | FDR LAND |
|---|---|
| Address | 257 WYCKOFF RD, EATONTOWN, NJ 07724-1411 |
| Amount | Amount Recorded |
|---|
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,557,000 (+12.61%) Land $1,031,300 Building $1,525,700 | $2,557,000 (+12.61%) Land $1,031,300 Building $1,525,700 | |
| 2025 | $23,819.00 (+3.95%) | $2,270,600 (+18.24%) Land $959,000 Building $1,311,600 | $2,270,600 (+18.24%) Land $959,000 Building $1,311,600 |
| 2024 | $22,914.00 (-5.94%) | ||
| 2023 | $1,920,300 Land $838,200 Building $1,082,100 | $1,920,300 Land $838,200 Building $1,082,100 | |
| 2022 | $24,360.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 75 units insured incl. 9 condo units |
| Nearby Flood Claims | 165 (1978–2024) |
| Claims Outside the SFHA | 30 of 165 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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