9 Highland Ave, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 9 Highland Ave, Rumson, NJ 07760

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,429 sqft · built 1934
Lot Size0.224 acres (9,749 sqft)
OwnerIndividual Name on File
Last Sale$320,000 (May 2003)
Tax Bill$22,858 (2025)
Deeds & MortgagesAug 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN41-00049-0000-00032

Property Details

APN / Parcel Number

Primary APN41-00049-0000-00032
Alternative APNs
  • 410004900032
  • 093100

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,429 sqft Living Area
1st Floor Area1,490 sqft
Upper Floors Area1,189 sqft
Basement Area1,093 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1934
Effective Year BuiltEffective 1934
Architectural StyleColonial
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialOther
Lot Area9,749 sqft (0.224 acres)
Lot Dimensions195 ft deep x 50 ft wide
Garage Area286 sqft
Parking Spaces1 Parking Space
Deck Area80 sqft
Patio Area92 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number093100
Street Address9 HIGHLAND AVE
CityRUMSON
StateNJ
Zip07760-1714
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCONREC
Legal SubdivisionRUMSON SHORES/RUMSON
Legal Block49
Legal Lot Number32
JurisdictionMONMOUTH NJ
Township / Civil DivisionRUMSON
Census Block Group3
Census Block3007
Census Tract803900

Owner

9 Highland Ave is owned and occupied by an individual who bought it in May 2003.

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address9 HIGHLAND AVE, RUMSON, NJ 07760-1714
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 5, 2003 · Amount on File
Deed SaleMay 5, 2003 · Amount on File
Prior SaleApr 28, 2000 · Amount on File
Deed Book / Page8225 / 1262
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address9 HIGHLAND AVE, RUMSON, NJ 07760-1714
Transaction TypeMortgage
Record UpdatedSep 20, 2023
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 HIGHLAND AVE, RUMSON, NJ 07760-1714

Mortgage

Document Number0096570480
DateAug 22, 2023
Book Page9657/480
Instrument2023058311
Lender
NameMORGAN STANLEY PRIVATE BANK NA
TypeBank
AddressCINCINNATI, OH 45245
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.7%
Type Change DateSep 1, 2033
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change10.7%
Margin3
Max Rate10.7%

Tax Assessment & Valuation

The 2025 property tax bill for 9 Highland Ave was $22,858, up 3.7% from the year before.

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityRumson Borough
Elementary School DistrictRumson Borough School District (KG - 08)
Secondary School DistrictRumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,486,700 (+14.12%) Land $1,708,400 Building $778,300$2,486,700 (+14.12%) Land $1,708,400 Building $778,300
2025$22,858.00 (+3.66%)$2,179,000 Land $1,516,600 Building $662,400$2,179,000 Land $1,516,600 Building $662,400
2024$22,051.00
2023$1,874,800 Land $1,328,300 Building $546,500$1,874,800 Land $1,328,300 Building $546,500
2022$20,894.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Highland Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 66 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies75 units insured
incl. 9 condo units
Nearby Flood Claims165 (1978–2024)
Claims Outside the SFHA30 of 165
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Sandy, Nov 2012 · 66 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 42 claims
  • Coastal Storms & Flooding, Apr 1984 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Highland Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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