Monmouth County and Rumson Borough property record for 3 Highland Ave, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,244 sqft · built 1929 |
| Lot Size | 0.303 acres (13,199 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $9,000 (Jan 2021) |
| Tax Bill | $19,883 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Jan 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 41-00049-0000-00029 |
| Primary APN | 41-00049-0000-00029 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,244 sqft Living Area |
| 1st Floor Area | 1,194 sqft |
| Upper Floors Area | 1,050 sqft |
| Basement Area | 1,050 sqft |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 13,199 sqft (0.303 acres) |
| Lot Dimensions | 197 ft deep x 67 ft wide |
| Deck Area | 320 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 092800 |
|---|---|
| Street Address | 3 HIGHLAND AVE |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CONREC |
| Legal Subdivision | CITY/RUMSON |
| Legal Block | 49 |
| Legal Lot Number | 29 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 HIGHLAND AVE, RUMSON, NJ 07760-1714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 8, 2021 | Grant Deed, Transfer BANK OF AMERICA |
| Jan 8, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2021 · Amount on Record |
| Deed Sale | Jan 8, 2021 · Amount on Record |
| Prior Sale | Jan 8, 2021 · Amount on Record |
| Deed Document Number | 20214784 |
| Deed Book / Page | 9471 / 4756 |
| Prior Transfer Date | Nov 13, 2020 |
| Prior Transfer Doc | 0094714756 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 8, 2021 |
| Property Address | 3 HIGHLAND AVE, RUMSON, NJ 07760-1714 |
| Document Number | 0000004784 |
| Book / Page | 009471 / 004756 |
| Instrument Date | Nov 16, 2020 |
| Instrument | 4784 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,225.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3 HIGHLAND AVE RUMSON NJ 077601714, RUMSON, NJ 07760-1714 |
| Document Number | 4827 |
|---|---|
| Date | Jan 8, 2021 |
| Book Page | 009471/004768 |
| Instrument | 4827 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 7, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 8, 2021 |
| Property Address | 3 HIGHLAND AVE, RUMSON, NJ 07760-1714 |
| Document Number | 0000004772 |
| Book / Page | 009471 / 004536 |
| Instrument Date | Nov 13, 2020 |
| Instrument | 4772 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $9.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 HIGHLAND AVE RUMSON NJ 077601714, RUMSON, NJ 07760-1714 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,143,800 (+13.11%) Land $1,943,400 Building $200,400 | $2,143,800 (+13.11%) Land $1,943,400 Building $200,400 | |
| 2025 | $19,883.00 (+3.25%) | $1,895,400 (+14.83%) Land $1,724,900 Building $170,500 | $1,895,400 (+14.83%) Land $1,724,900 Building $170,500 |
| 2024 | $19,258.00 (+10.59%) | ||
| 2023 | $1,650,600 Land $1,509,900 Building $140,700 | $1,650,600 Land $1,509,900 Building $140,700 | |
| 2022 | $17,414.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 66 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 75 units insured incl. 9 condo units |
| Nearby Flood Claims | 165 (1978–2024) |
| Claims Outside the SFHA | 30 of 165 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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