4 Harborage Ct, Bluffton, SC 29910 Property Records

Beaufort County property record for 4 Harborage Ct, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	4 bd · 8 ba · 3,749 sqft · built 2022
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$111,000 (May 2019)
Tax Bill	$6,299 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Dec 2020 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R61402900011450000`

Property Details

APN / Parcel Number

Primary APN	`R61402900011450000`
Alternative APN	`12953629`

Interior

Bedrooms	4 Beds
Full Baths	8 Baths
Half Baths	4 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,749 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	12953629
Old Parcel Number	R61402900011450000
Street Address	4 HARBORAGE CT
City	BLUFFTON
State	SC
Zip	29910-9576
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6106
Legal Description	LOT 321 HAMPTON LAKE S/D PH 1A PB114 P88-90 PB121 P4-6
Legal Subdivision	HAMPTON LAKE
Legal Phase	1A
Legal Lot Number	321
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2003
Census Tract	2103

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 HARBORAGE CT, BLUFFTON, SC 29910-9576
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Dec 11, 2020	Deed of Trust, Mortgage · Construction Mortgage TD BANK NA
Jul 1, 2019	Deed of Trust, Mortgage · ARM SOUTH STATE BANK
May 16, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2019 · Amount on Record
Deed Sale	May 16, 2019 · Amount on Record
Prior Sale	Aug 14, 2015 · Amount on Record
Deed Document Number	2019025821
Deed Book / Page	3760 / 2110
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	4 HARBORAGE CT, BLUFFTON, SC 29910-9576
Transaction Type	Mortgage
Record Updated	Apr 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039857
Date	Jul 11, 2022
Book Page	4163/422
Instrument	2022039857

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	4 HARBORAGE CT, BLUFFTON, SC 29910-9576
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073774
Date	Dec 11, 2020
Book Page	3945/2880
Instrument	2020073774

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jan 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.87%
Index	Other
Margin	3
Max Rate	7.87%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	4 HARBORAGE CT, BLUFFTON, SC 29910-9576
Transaction Type	Mortgage
Record Updated	Feb 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034672
Date	Jul 1, 2019
Book Page	3772/3031
Instrument	2019034672

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	ARM
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2034

Interest

Rate Type	Adjustable Rate
Rate	4.49%
Type Change Date	Jul 1, 2021
Change Frequency	Annually
Min Rate At Change	2.49%
Max Rate At Change	6.49%
Index	1-Year LIBOR
Max Rate	10.4%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	May 16, 2019
Property Address	4 HARBORAGE CT, BLUFFTON, SC 29910-9576
Document Number	0000025821
Book / Page	003760 / 002110
Instrument Date	May 14, 2019
Instrument	25821
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$410.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	263 J BAR RUN LEESVILLE LA 714466479, LEESVILLE, LA 71446-6479

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,299.00 (-61.16%)	$37,900 (-8.45%)
2024	$16,218.00 (+166.31%)	$41,396 (-) Land $8,600 Building $32,796	$1,034,900 (-) Land $215,000 Building $819,900
2023	$6,090.00 (+212.95%)	$41,396 (+521.56%) Land $8,600 Building $32,796	$1,034,900 (+832.34%) Land $215,000 Building $819,900
2022	$1,946.00	$6,660	$111,000 Land $111,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sparklight DSL · Fiber in parts of the area	30 / 5

May also be available: AT&T, Spectrum, T-Mobile.

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