3 Harborage Ct, Bluffton, SC 29910 Property Records

Beaufort County property record for 3 Harborage Ct, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 3,116 sqft · built 2018
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,385,000 (Jun 2024)
Tax Bill	$15,722 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Sep 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`R61402900011730000`

Property Details

APN / Parcel Number

Primary APN	`R61402900011730000`
Alternative APN	`12953905`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,116 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	23,087 sqft (0.53 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	12953905
Old Parcel Number	R61402900011730000
Street Address	3 HARBORAGE CT
City	BLUFFTON
State	SC
Zip	29910-9576
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6106
Legal Description	LOT 349 HAMPTON LAKE S/D PH 1A PB114 P88-90 PB121 P4-7
Legal Subdivision	HAMPTON LAKE
Legal Phase	1A
Legal Lot Number	349
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2003
Census Tract	2103

Owner

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	3 HARBORAGE CT, BLUFFTON, SC 29910-9576
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Warranty Deed, Transfer · Conventional Mortgage EQUITY RESOURCES INC
Sep 15, 2017	Trustee's Deed, Construction Loan · Construction Mortgage CITIZENS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2024 · Amount on Record
Deed Sale	Jun 12, 2024 · Amount on Record
Prior Sale	May 27, 2008 · Amount on Record
Deed Document Number	0043443103
Deed Book / Page	3962 / 1984
Prior Transfer Date	Jan 22, 2021
Prior Transfer Doc	2021005330
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jan 22, 2021
Property Address	3 HARBORAGE CT, BLUFFTON, SC 29910-9576
Document Number	0000005330
Book / Page	3962 / 1984
Map Reference	MB 121 PG 4
Instrument Date	Jan 12, 2021
Instrument	2021005330
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,441.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 HARBORAGE CT, BLUFFTON, SC 29910-9576

Mortgage

Document Number	0000005331
Date	Jan 22, 2021
Instrument	2021005331

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BEAUFORT SC
Recording Date	Sep 15, 2017
Property Address	3 HARBORAGE CT, BLUFFTON, SC 29910-9576
Book / Page	003606 / 002351
Instrument Date	Sep 14, 2017
Instrument	50075
Transaction Type	Construction Loan
Record Updated	Sep 22, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 HARBORAGE CT BLUFFTON SC 299109576, BLUFFTON, SC 29910-9576

Mortgage

Document Number	0000050075
Date	Sep 15, 2017
Book Page	003606/002351
Instrument	50075

Lender

Name	CITIZENS BK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,722.00 (+17.22%)	$55,400 (+15.48%)
2024	$13,412.00 (+98.14%)	$47,972 (-) Land $17,500 Building $30,472	$1,199,300 (-13.41%) Land $437,500 Building $761,800
2023	$6,769.00 (+3.66%)	$47,972 (+27.72%) Land $17,500 Building $30,472	$1,385,000 (+47.5%) Land $437,500 Building $947,500
2022	$6,530.00	$37,560 Land $11,000 Building $26,560	$939,000 Land $275,000 Building $664,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sparklight DSL	30 / 5

May also be available: AT&T, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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