Cumberland County and Gray Town property record for 4 Hancock St, Gray, ME 04039
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,140 sqft · built 1963 |
| Lot Size | 0.6 acres (26,136 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Dec 2006) |
| Tax Bill | $4,840 (2025) |
| Deeds & Mortgages | May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | U05032000000 |
| Primary APN | U05032000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,140 sqft Living Area |
| Basement Area | 468 sqft |
| Unfinished Basement | 468 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 26,136 sqft (0.6 acres) |
| Deck Area | Deck Area |
| Total Buildings | 2 Buildings |
| Heating System | Baseboard |
|---|
| Account Number | 4489 |
|---|---|
| Street Address | 4 HANCOCK ST |
| City | GRAY |
| State | ME |
| Zip | 04039-9523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VILLAG |
| Legal Block | 405 |
| Legal Lot Number | 32-0 |
| Jurisdiction | GRAY ME |
| Township / Civil Division | GRAY |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 4702 |
4 Hancock St is owned and occupied by two individuals who bought it in December 2006.
Source: Cumberland County and Gray Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 HANCOCK ST, GRAY, ME 04039-9523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2006 · Amount on File |
| Deed Sale | Dec 18, 2006 · Amount on File |
| Deed Document Number | 200681912 |
| Deed Book / Page | 24669 / 61 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAY ME |
| Property Address | 4 HANCOCK ST, GRAY, ME 04039-9523 |
| Document Number | 0348560204 |
| Instrument Date | May 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2018 |
| Name | Verified Name |
|---|---|
| Address | 4 HANCOCK ST GRAY ME 040399523, GRAY, ME 04039-9523 |
| Document Number | 0348560204 |
|---|---|
| Date | May 23, 2018 |
| Book Page | 034856/000204 |
| Instrument | 23004 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 22, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4 Hancock St was $4,840.
Source: Cumberland County and Gray Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gray Town |
| Unified School District | School Administrative District 15 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,840.00 | $500,000 Land $122,900 Building $377,100 |
| 2023 | $4,742.00 (+8.81%) | $312,400 (-) Land $57,000 Building $255,400 |
| 2022 | $4,358.00 | $312,400 Land $57,000 Building $255,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4 Hancock St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Hancock St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAY WATER DISTRICT serves 2,468 people · EPA ID ME0090620 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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