12 Hancock St, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 12 Hancock St, Gray, ME 04039

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,016 sqft · built 1953
Lot Size0.3 acres (13,068 sqft)
OwnerIndividual Name on Record
Last Sale$217,000 (Dec 2016)
Tax Bill$3,811 (2025)
Deeds & MortgagesJul 2020 Refinance
Flood ZoneZone X (minimal risk)
APNU05037000000

Property Details

APN / Parcel Number

Primary APNU05037000000
Alternative APNs
  • GRAY M:043 B:405 L:037-000
  • 4494

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area2,016 sqft Living Area

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 2010
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof MaterialAsphalt
Lot Area13,068 sqft (0.3 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemBaseboard

Location & Zoning

Account Number4494
Street Address12 HANCOCK ST
CityGRAY
StateME
Zip04039-9523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeVILLAG
Legal Block405
Legal Lot Number37-0
JurisdictionGRAY ME
Township / Civil DivisionGRAY
Census Block Group1
Census Block1021
Census Tract4702

Owner

Source: Cumberland County and Gray Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address12 HANCOCK ST, GRAY, ME 04039-9523
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2016 · Amount on Record
Deed SaleDec 22, 2016 · Amount on Record
Deed Document Number201668537
Deed Book / Page33714 / 182
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAY ME
Property Address12 HANCOCK ST, GRAY, ME 04039-9523
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0369380026
DateJul 17, 2020
Book Page36938/26
Instrument40154
Lender
NameAMERISAVE MORTGAGE CORP
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueAug 1, 2035

Tax Assessment & Valuation

Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGray Town
Unified School DistrictSchool Administrative District 15 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,811.00 (-3.76%)$393,700 (+50.9%) Land $114,700 Building $279,000
2023$3,960.00 (+8.79%)$260,900 (-) Land $42,600 Building $218,300
2022$3,640.00$260,900 Land $42,600 Building $218,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRAY WATER DISTRICT
serves 2,468 people · EPA ID ME0090620
Water SourceGroundwater
Last State InspectionJun 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Oct 2024
Treatment and ProcedureColiform assessment
Nov 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hancock St

Nearby Streets

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