10 Hancock St, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 10 Hancock St, Gray, ME 04039

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,352 sqft · built 1950
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Trust Names on Record
Last Sale	$154,800 (Mar 2020)
Tax Bill	$3,327 (2025)
Deeds & Mortgages	Jun 2026 Transfer Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`U05036000000`

Property Details

APN / Parcel Number

Primary APN	`U05036000000`
Alternative APNs	`GRAY M:043 B:405 L:036-000` `4493`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,352 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Account Number	4493
Street Address	10 HANCOCK ST
City	GRAY
State	ME
Zip	04039-9523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAG
Legal Block	405
Legal Lot Number	36-0
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	1
Census Block	1021
Census Tract	4702

Owner

Source: Cumberland County and Gray Town records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	10 HANCOCK ST, GRAY, ME 04039-9523
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Quit Claim Deed, Transfer Quitclaim
Mar 5, 2020	Deed of Trust, Transfer KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2020 · Amount on Record
Deed Sale	Mar 10, 2020 · Amount on Record
Prior Sale	Jul 16, 2015 · Amount on Record
Deed Document Number	202013181
Deed Book / Page	36495 / 322
Transfer Doc	30956-0323
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAY ME
Recording Date	Jun 4, 2026
Property Address	10 HANCOCK ST, GRAY, ME 04039-9523
Document Number	0423000262
Book / Page	42300 / 262
Instrument Date	Jun 3, 2026
Instrument	202621840
Transaction Type	Transfer
Record Updated	Jul 30, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 HANCOCK ST, GRAY, ME 04039-9523

March 2020: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	10 HANCOCK ST, GRAY, ME 04039-9523
Document Number	0364950324
Instrument Date	Mar 5, 2020
Transaction Type	Transfer
Record Updated	Apr 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 HANCOCK ST GRAY ME 040399523, GRAY, ME 04039-9523

Mortgage

Document Number	0364950324
Date	Mar 10, 2020
Book Page	036495/000324
Instrument	13182

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 9, 2035

Tax Assessment & Valuation

Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,327.00 (+0.48%)	$343,700 (+57.59%) Land $113,100 Building $230,600
2023	$3,311.00 (+8.84%)	$218,100 (-) Land $39,700 Building $178,400
2022	$3,042.00	$218,100 Land $39,700 Building $178,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAY WATER DISTRICT serves 2,468 people · EPA ID ME0090620
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2024
Treatment and Procedure	Coliform assessment Nov 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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