4 Grindstone Ct, Westborough, MA 01581 Property Records

Worcester County and Westborough Town property record for 4 Grindstone Ct, Westborough, MA 01581

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 3,627 sqft · built 1998
Lot Size0.617 acres (26,877 sqft)
Owner2 Individual Names on Record
Last Sale$1,261,000 (Oct 2021)
Tax Bill$20,454 (2026)
Deeds & MortgagesAug 2021 Line of Credit
Oct 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNWBOR M:0011 B:000041 L:0

Property Details

APN / Parcel Number

Primary APNWBOR M:0011 B:000041 L:0

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,627 sqft Living Area
Gross Area6,639 sqft
Basement Area2,047 sqft
Unfinished Basement2,047 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area26,877 sqft (0.617 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4 GRINDSTONE CT
CityWESTBOROUGH
StateMA
Zip01581-2210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal Block41
JurisdictionWESTBOROUGH MA
Township / Civil DivisionWESTBOROUGH
Census Block Group1
Census Block1005
Census Tract742401

Owner

Source: Worcester County and Westborough Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4 GRINDSTONE CT, WESTBOROUGH, MA 01581-2210
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2021Deed of Trust, Mortgage · Line of Credit
CENTRAL ONE FEDERAL CREDIT UNION
Oct 29, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
BANK OF AMERICA NA
Nov 29, 2017Deed of Trust, Mortgage · Line of Credit
CENTRAL ONE FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 29, 2021 · Amount on Record
Deed SaleOct 29, 2021 · Amount on Record
Prior SaleAug 3, 2016 · Amount on Record
Deed Book / Page66421 / 375
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTBOROUGH MA
Property Address4 GRINDSTONE CT, WESTBOROUGH, MA 01581-2210
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0065876-94
DateAug 20, 2021
Book Page65876/94
Instrument116956
Lender
NameCENTRAL ONE FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTBOROUGH MA
Recording DateOct 29, 2021
Property Address4 GRINDSTONE CT, WESTBOROUGH, MA 01581-2210
Document Number66421-375
Book / Page66421 / 375
Instrument DateOct 29, 2021
Instrument152939
Transaction TypeTransfer
Record UpdatedNov 19, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4 GRINDSTONE CT, WESTBOROUGH, MA 01581-2210

Mortgage

Document Number152940
DateOct 29, 2021
Instrument152940
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTBOROUGH MA
Property Address4 GRINDSTONE CT, WESTBOROUGH, MA 01581-2210
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number58105-89
DateNov 29, 2017
Book Page58105/89
Instrument132880
Lender
NameCENTRAL ONE FCU
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: Worcester County and Westborough Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionWestborough Town
Unified School DistrictWestborough School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$20,454.00 (+6.37%)$1,284,000 (+8.77%) Land $385,900 Building $898,100$1,374,122 (-6.92%)
2025$19,230.00 (+4.5%)$1,180,500 (+5.27%) Land $358,800 Building $821,700$1,476,205 (+0.78%)
2024$18,402.00 (+3.23%)$1,121,400 (+5.93%) Land $341,600 Building $779,800$1,464,710
2023$17,827.00$1,058,600 Land $322,200 Building $736,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWESTBOROUGH WATER DEPARTMENT
serves 21,567 people · EPA ID MA2328000
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Nov 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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