4 Finchley Ct, Middle River, MD 21220 Property Records

Baltimore County property record for 4 Finchley Ct, Middle River, MD 21220

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,332 sqft · built 2020
Lot Size0.172 acres (7,470 sqft)
Owner2 Individual Names on File
Last Sale$360,000 (Apr 2020)
Tax Bill$5,015 (2024)
Deeds & MortgagesDec 2020 Mortgage
Aug 2020 Transfer
+ 2 more
APN15-2400006452

Property Details

APN / Parcel Number

Primary APN15-2400006452
Alternative APN
  • 2400006452

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,332 sqft Living Area
Gross Area1,732 sqft
1st Floor Area1,332 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,470 sqft (0.172 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number2400006452
Street Address4 FINCHLEY CT
CityMIDDLE RIVER
StateMD
Zip21220-1772
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.1715 AC TITO INC PROPERTY
Legal SubdivisionTITO INC PROPERTY
Legal Block2
Legal Lot Number155
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group2
Census Block2017
Census Tract451701

Owner

Source: Baltimore County records · APN 15-2400006452

Assessment roll updated July 14, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4 FINCHLEY CT, MIDDLE RIVER, MD 21220-1772
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2020Deed of Trust, Mortgage · VA Mortgage
NATIONSTAR MORTGAGE LLC
Aug 28, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 02, 2020Deed, Transfer · VA Mortgage
NVR MORTGAGE FINANCE INC
Nov 13, 2019Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 02, 2020 · Amount on Record
Deed SaleApr 02, 2020 · Amount on Record
Prior SaleNov 13, 2019 · Amount on Record
Deed Book / Page42646 / 52
Last Transfer DateAug 13, 2020
Transfer Doc0432920488
Record UpdatedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address4 FINCHLEY CT, MIDDLE RIVER, MD 21220-1772
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0438680050
DateDec 28, 2020
Book Page43868/50
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBALTIMORE MD
Recording DateAug 28, 2020
Property Address4 FINCHLEY CT, MIDDLE RIVER, MD 21220-1772
Document Number0432920488
Book / Page043292 / 000488
Instrument DateAug 13, 2020
Transaction TypeTransfer
Record UpdatedSep 10, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4 FINCHLEY CT MIDDLE RIVER MD 212201772, MIDDLE RIVER, MD 21220-1772

April 2020: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateApr 02, 2020
Property Address4 FINCHLEY CT, MIDDLE RIVER, MD 21220-1772
Document Number0426460052
Book / Page42646 / 52
Map ReferenceMB SM 76 PG 152
Instrument DateMar 20, 2020
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyNVR SETMNT SVCS OF MD INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9720 PATUXENT WOODS DR, 9720, COLUMBIA, MD 21046-1526

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address4 FINCHLEY CT, BALTIMORE, MD 21220-1772

Mortgage

Document Number0004264657
DateApr 02, 2020
Instrument42646/57
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2050

November 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBALTIMORE MD
Recording DateNov 13, 2019
Property Address4 FINCHLEY CT, MIDDLE RIVER, MD 21220-1772
Document Number0421110190
Book / Page042111 / 000190
Instrument DateNov 06, 2019
Transaction TypeTransfer
Record UpdatedNov 29, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$244.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8019 CORPORATE DR #L BALTIMORE MD 212364917, L, BALTIMORE, MD 21236-4917
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Baltimore County records · Assessment roll updated July 14, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$359,000 (+6.65%)$370,200 (+9.98%) Land $96,600 Building $273,600
2024$5,015.00 (+107.23%)
2023$2,420.00$336,600 Land $94,400 Building $242,200$336,600 Land $94,400 Building $242,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2023 · other causes

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Believe Wireless.

Based on FCC filings for 335 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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