16 Finchley Ct, Middle River, MD 21220 Property Records

Baltimore County property record for 16 Finchley Ct, Middle River, MD 21220

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,760 sqft · built 2019
Lot Size	0.209 acres (9,125 sqft)
Owner	2 Individual Names on File
Last Sale	$394,740 (Nov 2019)
Tax Bill	$2,768 (2023)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Aug 2019 Sale
APN	`15-2400006446`

Property Details

APN / Parcel Number

Primary APN	`15-2400006446`
Alternative APN	`2400006446`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,760 sqft Total Area

Exterior

Year Built	Built 2019
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,125 sqft (0.209 acres)
Garage Type	Built-in
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	2400006446
Street Address	16 FINCHLEY CT
City	MIDDLE RIVER
State	MD
Zip	21220-1772
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.2095 AC 16 FINCHLEY CT NSR TITO INC PROPERTY
Legal Subdivision	TITO INC PROP
Legal Lot Number	149
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	2
Census Block	2017
Census Tract	451701

Owner

16 Finchley Ct is owned and occupied by two individuals who bought it in November 2019.

Source: Baltimore County records, as of September 22, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	16 FINCHLEY CT, MIDDLE RIVER, MD 21220-1772
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2019	Grant Deed, Transfer · Conventional Mortgage MR COOPER
Aug 8, 2019	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 21, 2019 · Amount on File
Deed Sale	Nov 21, 2019 · Amount on File
Prior Sale	Aug 8, 2019 · Amount on File
Deed Document Number	0042144294
Deed Book / Page	42144 / 294
Record Updated	Jun 7, 2026

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALTIMORE MD
Recording Date	Nov 21, 2019
Property Address	16 FINCHLEY CT, MIDDLE RIVER, MD 21220-1772
Document Number	0421440294
Book / Page	042144 / 000294
Instrument Date	Oct 30, 2019
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	NVR SETTLEMENT SERVICES/MD INC, NVR SETTLEMENT SVCS/MD INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$394.74
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16 FINCHLEY CT BALTIMORE MD 21220, BALTIMORE, MD 21220

Mortgage

Document Number	421440299
Date	Nov 21, 2019
Book Page	042144/000299

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 20, 2049

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALTIMORE MD
Recording Date	Aug 8, 2019
Property Address	16 FINCHLEY CT, MIDDLE RIVER, MD 21220-1772
Document Number	0417290067
Book / Page	041729 / 000067
Instrument Date	Jul 19, 2019
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount on Record
Tax	$488.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	8019 CORPORATE DR #L BALTIMORE MD 212364917, L, BALTIMORE, MD 21236-4917
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,768.00	$382,300 Land $95,200 Building $287,100	$382,300 Land $95,200 Building $287,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 16 Finchley Ct; there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Finchley Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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