2 Finchley Ct, Middle River, MD 21220 Property Records

Baltimore County property record for 2 Finchley Ct, Middle River, MD 21220

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,352 sqft · built 2019
Lot Size	0.231 acres (10,079 sqft)
Owner	2 Individual Names on Record
Last Sale	$349,950 (Oct 2019)
Tax Bill	$2,417 (2023)
Deeds & Mortgages	Nov 2019 Mortgage Oct 2019 Sale + 1 more
APN	`15-2400006453`

Property Details

APN / Parcel Number

Primary APN	`15-2400006453`
Alternative APN	`2400006453`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,352 sqft Total Area

Exterior

Year Built	Built 2019
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,079 sqft (0.231 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	2400006453
Street Address	2 FINCHLEY CT
City	MIDDLE RIVER
State	MD
Zip	21220-1772
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.2314 AC 2 FINCHLEY CT WS TITO INC PROPERTY
Legal Subdivision	TITO INC PROP
Legal Lot Number	156
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	2
Census Block	2017
Census Tract	451701

Owner

Source: Baltimore County records, as of September 22, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 FINCHLEY CT, MIDDLE RIVER, MD 21220-1772
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Oct 3, 2019	Grant Deed, Transfer ATTORNEY ONLY
Aug 16, 2019	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2019 · Amount on Record
Deed Sale	Oct 3, 2019 · Amount on Record
Prior Sale	Aug 16, 2019 · Amount on Record
Deed Document Number	0004194091
Deed Book / Page	41940 / 91
Record Updated	Jun 7, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	2 FINCHLEY CT, MIDDLE RIVER, MD 21220-1772
Document Number	0422090389
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	FLAGSHIP R/E SERVICES LLC, FLAGSHIP R/E SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2 FINCHLEY CT BALTIMORE MD 21220, BALTIMORE, MD 21220

Mortgage

Document Number	0422090389
Date	Dec 9, 2019
Book Page	042209/000389

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALTIMORE MD
Recording Date	Oct 3, 2019
Property Address	2 FINCHLEY CT, MIDDLE RIVER, MD 21220-1772
Document Number	0419400091
Book / Page	041940 / 000091
Instrument Date	Sep 27, 2019
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$349.95
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2 FINCHLEY CT BALTIMORE MD 21220, BALTIMORE, MD 21220

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALTIMORE MD
Recording Date	Aug 16, 2019
Property Address	2 FINCHLEY CT, MIDDLE RIVER, MD 21220-1772
Document Number	0417590047
Book / Page	041759 / 000047
Instrument Date	Jun 26, 2019
Transaction Type	Transfer
Record Updated	Sep 3, 2019
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Tax	$488.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8019 CORPORATE DR #L BALTIMORE MD 212364917, L, BALTIMORE, MD 21236-4917
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,417.00	$335,400 Land $95,500 Building $239,900	$335,400 Land $95,500 Building $239,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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