4 Elm St, Lancaster, NH 03584 Property Records

Coos County and Lancaster Town property record for 4 Elm St, Lancaster, NH 03584

Property Summary

Property Type	Apartments (5+ Units)
Details	16 bd · 16 ba · 11,737 sqft · built 1910
Lot Size	0.28 acres (12,197 sqft)
Owner	Company Name on File
Last Sale	$940,000 (Jan 2024)
Tax Bill	$17,438 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`LNCS M:P10 L:001`

Property Details

APN / Parcel Number

Primary APN	`LNCS M:P10 L:001`

Interior

Bedrooms	16 Beds
Full Baths	16 Baths
Units	12 Units
Stories	3 Stories
Building Area	11,737 sqft Living Area
Gross Area	14,904 sqft
Basement Area	3,094 sqft
Unfinished Basement	3,094 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Other
Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	4 ELM ST
City	LANCASTER
State	NH
Zip	03584-3149
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	C-COMM
Legal Lot Number	1
Jurisdiction	LANCASTER TOWN NH
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2036
Census Tract	950500

Owner

4 Elm St, a residential property, is owned by a company that bought it in January 2024.

Source: Coos County and Lancaster Town records, as of June 9, 2026

Owner of Record	Company Name on File
Mailing Address	4 ELM ST, LANCASTER, NH 03584-3149
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage M & T BANK
Apr 29, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage BANK OF NEW HAMPSHIRE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2024 · Amount on File
Deed Sale	Jan 26, 2024 · Amount on File
Prior Sale	Apr 29, 2022 · Amount on File
Deed Document Number	2024293
Deed Book / Page	1644 / 756
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER TOWN NH
Recording Date	Jan 26, 2024
Property Address	4 ELM ST, LANCASTER, NH 03584-3149
Document Number	001644-756
Book / Page	1644 / 756
Instrument Date	Jan 25, 2024
Instrument	2400293
Transaction Type	Transfer
Record Updated	Feb 7, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 AMOS FORTUNE RD, JAFFREY, NH 03452-5502

Mortgage

Document Number	0002400294
Date	Jan 26, 2024
Instrument	2400294

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER TOWN NH
Recording Date	Apr 29, 2022
Property Address	4 ELM ST, LANCASTER, NH 03584-3149
Document Number	001599-249
Book / Page	1599 / 249
Instrument Date	Apr 27, 2022
Instrument	2202124
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 ESSEX ST, AMESBURY, MA 01913-1519

Mortgage

Document Number	0002202125
Date	Apr 29, 2022
Instrument	2202125

Lender

Name	BANK OF NEW HAMPSHIRE
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4 Elm St was $17,438, up 16.3% from the year before.

Source: Coos County and Lancaster Town assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Coos County
County Subdivision	Lancaster Town
Unified School District	White Mountain Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$17,438.00 (+16.28%)	$827,600 (+5.84%) Land $117,300 Building $710,300
2024	$14,997.00 (+10.8%)	$781,900 (-) Land $117,300 Building $664,600
2023	$13,535.00 (+87%)	$781,900 (+162.38%) Land $117,300 Building $664,600
2022	$7,238.00	$298,000 Land $73,200 Building $224,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	14 (1978–2014)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Apr 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER WATER DEPT serves 2,500 people · EPA ID NH1291010
Water Source	Surface water
Last State Inspection	Oct 2025

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Netafy Fixed Wireless	150 / 150

May also be available: T-Mobile.

Cell Coverage

4G LTE only, no 5G reported

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