19 Elm St, Lancaster, NH 03584 Property Records

Coos County and Lancaster Town property record for 19 Elm St, Lancaster, NH 03584

Property Summary

Property Type	Commercial Building, Warehouse, Showroom
Details	2 bd · 1.5 ba · 2,745 sqft · built 1995
Lot Size	0.276 acres (12,023 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Jun 2026)
Tax Bill	$5,672 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2023 Refinance + 1 more
Flood Zone	Zone X (moderate risk)
APN	`LNCS M:P09 L:063`

Property Details

APN / Parcel Number

Primary APN	`LNCS M:P09 L:063`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,745 sqft Total Area
Gross Area	5,068 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Other
Exterior Material	Combination
Roof Type	Gable
Roof Material	Metal
Lot Area	12,023 sqft (0.276 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	19 ELM ST
City	LANCASTER
State	NH
Zip	03584-3119
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Building, Warehouse, Showroom
Local Zoning Code	C-COMM
Legal Lot Number	63
Jurisdiction	LANCASTER TOWN NH
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2021
Census Tract	950500

Owner

19 Elm St, a commercial property, is owned by an individual who bought it in June 2026.

Source: Coos County and Lancaster Town records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	26 BUNKER HILL ST, LANCASTER, NH 03584-3009
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Feb 17, 2023	Quit Claim Deed, Transfer · Stand-Alone Refinance PASSUMPIC SAVINGS BANK
Aug 19, 2019	Warranty Deed, Transfer · Conventional Mortgage COOS ECONOMIC DEV CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2026 · Amount on File
Deed Sale	Jun 16, 2026 · Amount on File
Prior Sale	Aug 19, 2019 · Amount on File
Deed Document Number	20262447
Deed Book / Page	1705 / 624
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER TOWN NH
Recording Date	Jun 16, 2026
Property Address	19 ELM ST, LANCASTER, NH 03584-3119
Document Number	0000000447
Book / Page	1705 / 624
Instrument Date	Jun 12, 2026
Instrument	2026447
Transaction Type	Transfer
Record Updated	Jul 28, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	26 BUNKER HILL ST, LANCASTER, NH 03584-3009

Mortgage

Date	Jun 16, 2026

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LANCASTER TOWN NH
Recording Date	Feb 17, 2023
Property Address	19 ELM ST, LANCASTER, NH 03584-3119
Document Number	001621-227
Book / Page	1621 / 227
Instrument Date	Feb 16, 2023
Instrument	2300657
Transaction Type	Transfer
Record Updated	Mar 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 ELM ST, LANCASTER, NH 03584-3119

Mortgage

Document Number	001621-229
Date	Feb 17, 2023
Book Page	1621/229
Instrument	2300658

Lender

Name	PASSUMPIC SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER TOWN NH
Recording Date	Aug 19, 2019
Property Address	19 ELM ST, LANCASTER, NH 03584-3119
Document Number	0015170906
Book / Page	001517 / 000906
Instrument Date	Aug 19, 2019
Instrument	1903256
Transaction Type	Transfer
Record Updated	Sep 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27 PARTRIDGE LN STRATFORD NH 035906201, STRATFORD, NH 03590-6201

Mortgage

Document Number	15170930
Date	Aug 19, 2019
Book Page	001517/000930
Instrument	1903259

Lender

Name	COOS ECONOMIC DEV CORP
Address	PO BOX 205, LANCASTER, NH 03584-0205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Mortgage

Document Number	15170908,
Date	Aug 19, 2019
Book Page	001517/000908
Instrument	1903257

Lender

Name	PASSUMPSIC SAVINGS BK
Address	117 MAIN ST, LANCASTER, NH 03584-3028

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 19 Elm St was $5,672, up 37.7% from the year before.

Source: Coos County and Lancaster Town assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Coos County
County Subdivision	Lancaster Town
Unified School District	White Mountain Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,672.00 (+37.67%)	$269,200 (+25.33%) Land $41,300 Building $227,900
2024	$4,120.00 (+10.81%)	$214,800 (-) Land $41,300 Building $173,500
2023	$3,718.00 (+36.04%)	$214,800 (+90.93%) Land $41,300 Building $173,500
2022	$2,733.00	$112,500 Land $35,300 Building $77,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19 Elm St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 20, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	14 (1978–2014)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Apr 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Elm St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER WATER DEPT serves 2,500 people · EPA ID NH1291010
Water Source	Surface water
Last State Inspection	Oct 2025

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Netafy Fixed Wireless	150 / 150

May also be available: T-Mobile.

Cell Coverage

4G LTE only, no 5G reported

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