4 Elm Ave, Westbrook, CT 06498 Property Records

Westbrook Town property record for 4 Elm Ave, Westbrook, CT 06498

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,791 sqft · built 1985
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$485,000 (Oct 2003)
Tax Bill$6,679 (2025)
Deeds & MortgagesMar 2025 Transfer
Aug 2024 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNWBRO M:187 L:040

Property Details

APN / Parcel Number

Primary APNWBRO M:187 L:040
Alternative APN
  • F0120700

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,791 sqft Living Area
Gross Area3,526 sqft
1st Floor Area1,172 sqft
Basement Area884 sqft
Unfinished Basement884 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Garage TypeBasement
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account NumberF0120700
Street Address4 ELM AVE
CityWESTBROOK
StateCT
Zip06498-1668
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHDR
Legal Lot Number40
JurisdictionWESTBROOK CT
Township / Civil DivisionWESTBROOK
Census Block Group1
Census Block1042
Census Tract680102

Owner

Source: Westbrook Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1656 MAIN ST, STRATFORD, CT 06615-6560
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2025Quit Claim Deed, Transfer
Quitclaim
Aug 14, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
SIKORSKY FINANCIAL CREDIT UNION INC
Dec 14, 2017Deed of Trust, Mortgage · Line of Credit
JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 2003 · Amount on Record
Deed SaleOct 21, 2003 · Amount on Record
Deed Book / Page245 / 616
Last Transfer DateMar 11, 2025
Record UpdatedSep 20, 2026

March 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWESTBROOK CT
Recording DateMar 24, 2025
Property Address4 ELM AVE, WESTBROOK, CT 06498-1668
Document Number00385-1110
Book / Page385 / 1110
Instrument DateMar 11, 2025
Transaction TypeTransfer
Record UpdatedApr 10, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1656 MAIN ST, STRATFORD, CT 06615-6560

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTBROOK CT
Property Address4 ELM AVE, WESTBROOK, CT 06498-1668
Transaction TypeMortgage
Record UpdatedAug 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000383-805
DateAug 14, 2024
Book Page383/805
Lender
NameSIKORSKY FINANCIAL CREDIT UNION INC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueSep 1, 2044

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTBROOK CT
Property Address4 ELM AVE, WESTBROOK, CT 06498-1668
Document Number349-72
Book / Page000349 / 000072
Instrument DateDec 14, 2017
Transaction TypeMortgage
Record UpdatedJan 16, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 ELM AVE WESTBROOK CT 064981668, WESTBROOK, CT 06498-1668

Mortgage

Document Number349-72
DateDec 28, 2017
Book Page000349/000072
Lender
NameJP MORGAN CHASE BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Westbrook Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionWestbrook Town
Unified School DistrictWestbrook School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,679.00$296,850 (-) Land $143,140 Building $153,710$207,795 Land $100,198 Building $107,597
2024$6,679.00 (+5.53%)
2023$6,329.00 (+2.69%)$296,850 (-) Land $143,140 Building $153,710
2022$6,163.00$296,850 Land $143,140 Building $153,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCTWC - SHORELINE REGION-GUILFORD SYSTEM
private · serves 33,975 people · EPA ID CT0608011
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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