Allegany County property record for 4 E Roberts St, Cumberland, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 660 sqft · built 1935 |
| Lot Size | 0.116 acres (5,040 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $57,000 (Aug 2022) |
| Tax Bill | $416 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-012283 |
| Primary APN | 04-012283 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 660 sqft Total Area |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,040 sqft (0.116 acres) |
| Lot Dimensions | 84 ft deep x 60 ft wide |
| Porch | Slab |
| Porch Area | 216 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 012283 |
|---|---|
| Street Address | 4 E ROBERTS ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-4738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4 ROBERTS ST PT LT 606-607 60X84 HUMBIRD ADDN |
| Legal Subdivision | HUMBIRD ADD |
| Legal Lot Number | 606,607 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 4, CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 800 |
Source: Allegany County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 912 GROWDEN TER, CUMBERLAND, MD 21502-1814 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2022 | Deed, Transfer · Conventional Mortgage FIRST MORTGAGE SERVICES GROUP INC |
| May 10, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 2022 · Amount on Record |
| Deed Sale | Aug 24, 2022 · Amount on Record |
| Prior Sale | Jun 3, 2003 · Amount on Record |
| Deed Book / Page | 2811 / 74 |
| Prior Transfer Date | Mar 11, 2022 |
| Prior Transfer Doc | 002781-0045 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Aug 24, 2022 |
| Property Address | 4 E ROBERTS ST, CUMBERLAND, MD 21502-4738 |
| Document Number | 002811-0074 |
| Book / Page | 2811 / 74 |
| Instrument Date | Jul 28, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 912 GROWDEN TER, CUMBERLAND, MD 21502-1814 |
| Document Number | 002811-0079 |
|---|---|
| Date | Aug 24, 2022 |
| Book Page | 2811/79 |
| Name | FIRST MORTGAGE SERVICES GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CUMBERLAND, MD 21502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | May 10, 2022 |
| Property Address | 4 E ROBERTS ST, CUMBERLAND, MD 21502-4738 |
| Document Number | 002781-0045 |
| Book / Page | 2781 / 45 |
| Map Reference | LB 217 FO 647 |
| Instrument Date | Mar 11, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2022 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4 E ROBERTS ST, CUMBERLAND, MD 21502-4738 |
| Document Number | 0002781054 |
|---|---|
| Date | May 10, 2022 |
| Instrument | 2781-054 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Apr 1, 2037 |
Source: Allegany County assessment roll, as of July 31, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,100 (+14.76%) Land $10,000 Building $42,100 | $52,100 (-) Land $10,000 Building $42,100 | |
| 2025 | $416.00 (+40.07%) | $45,400 (+41.88%) | $52,100 (+62.81%) Land $10,000 Building $42,100 |
| 2023 | $297.00 | $32,000 Land $10,000 Building $22,000 | $32,000 Land $10,000 Building $22,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1985–1996) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| SkyPacket Fixed Wireless | 100 / 20 |
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