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23 E Roberts St, Cumberland, MD 21502 Property Records

Allegany County property record for 23 E Roberts St, Cumberland, MD 21502 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,370 sqft · built 1910
Lot Size0.554 acres (24,120 sqft)
OwnerIndividual Name on File
Last Sale$47,300 (Sep 2019)
Tax Bill$563 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-035828

Property Details

APN / Parcel Number

Primary APN04-035828
Alternative APNs
  • 4035828
  • 035828

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,370 sqft Total Area

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area24,120 sqft (0.554 acres)
Lot Dimensions134 ft deep x 180 ft wide
PorchSlab
Porch Area196 sqft

Utilities, Heating & Cooling

Heating SystemBaseboard
SewerConnected

Location & Zoning

Account Number035828
Street Address23 E ROBERTS ST
CityCUMBERLAND
StateMD
Zip21502-4737
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description23 ROBERTS ST LOTS 679 TO 684 180X134
Legal SubdivisionHUMBIRD LAND AND IMPROVEMENT COMPANY
Legal Lot Number679-684
JurisdictionALLEGANY MD
Township / Civil Division4, CUMBERLAND
Census Block Group1
Census Block1018
Census Tract800

Owner

Source: Allegany County records · APN 04-035828

Assessment roll updated July 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address23 ROBERTS ST, CUMBERLAND, MD 21502
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 19, 2019 · Amount on Record
Deed SaleSep 19, 2019 · Amount on Record
Prior SaleMay 27, 2004
Deed Book / Page2497 / 315
Transfer Doc0000041001
Record UpdatedSep 20, 2026

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALLEGANY MD
Recording DateSep 19, 2019
Property Address23 E ROBERTS ST, CUMBERLAND, MD 21502-4737
Document Number0024970315
Book / Page002497 / 000315
Instrument DateSep 13, 2019
Transaction TypeTransfer
Record UpdatedOct 09, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$305.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 ROBERTS ST CUMBERLAND MD 21502, CUMBERLAND, MD 21502

Mortgage

Document Number24970319
DateSep 19, 2019
Book Page002497/000319
Lender
NameBRANCH BK&TR
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 18, 2049

Tax Assessment & Valuation

Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
MunicipalityCumberland City
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$68,300 (+42.89%) Land $16,500 Building $51,800$68,300 (+42.89%) Land $16,500 Building $51,800
2025$563.00 (+26.8%)
2023$444.00$47,800 Land $16,500 Building $31,300$47,800 Land $16,500 Building $31,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allegany County (24001C), updated November 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240010008001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1985–1996)
Claims Outside the SFHA3 of 4
Most Recent ClaimJan 1996, river or lake flooding, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Jan 1996 · 3 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 137 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cogeco Cable Holdings IIFiber1,000 / 1,000
Skypacket NetworksFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Cogeco Cable Holdings II. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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