Allegany County property record for 12 E Roberts St, Cumberland, MD 21502 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,584 sqft · built 1970 |
| Lot Size | 0.135 acres (5,880 sqft) |
| Owner | Individual Name on File |
| Last Sale | $93,000 (Sep 2022) |
| Tax Bill | $773 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-017684 |
| Primary APN | 04-017684 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,584 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Siding |
| Roof Material | Metal |
| Lot Area | 5,880 sqft (0.135 acres) |
| Lot Dimensions | 84 ft deep x 70 ft wide |
| Porch | Open Porch |
| Porch Area | 396 sqft |
| Deck Area | 396 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 017684 |
|---|---|
| Street Address | 12 E ROBERTS ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-4738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E ROBERTS ST PT LOT 609-610-611 70X84 HUMBIRD ADDN |
| Legal Subdivision | HUMBIRD ADD |
| Legal Lot Number | 609-611 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 4, CUMBERLAND |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 800 |
Source: Allegany County records · APN 04-017684
Assessment roll updated July 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12 E ROBERTS ST, CUMBERLAND, MD 21502-4738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 15, 2022 · Amount on Record |
| Deed Sale | Sep 15, 2022 · Amount on Record |
| Prior Sale | Jul 03, 2000 |
| Deed Book / Page | 2815 / 265 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Sep 15, 2022 |
| Property Address | 12 E ROBERTS ST, CUMBERLAND, MD 21502-4738 |
| Document Number | 002815-0265 |
| Book / Page | 2815 / 265 |
| Instrument Date | Jul 22, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2022 |
| Title Company | ATTICUS TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 12 E ROBERTS ST, CUMBERLAND, MD 21502-4738 |
| Document Number | 0002815273 |
|---|---|
| Date | Sep 15, 2022 |
| Instrument | 2815-273 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 01, 2052 |
Source: Allegany County records · Assessment roll updated July 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Cumberland City |
| Unified School District | Allegany County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $96,100 (+57.8%) Land $11,700 Building $84,400 | $96,100 (+57.8%) Land $11,700 Building $84,400 | |
| 2025 | $773.00 (+36.57%) | ||
| 2023 | $566.00 | $60,900 Land $11,700 Building $49,200 | $60,900 Land $11,700 Building $49,200 |
Source: FEMA National Flood Hazard Layer, Allegany County (24001C), updated November 12, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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