4 Cotton Dr, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 4 Cotton Dr, Gorham, ME 04038

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,125 sqft · built 2017
Lot Size0.99 acres (43,124 sqft)
Owner2 Individual Names on File
Last Sale$342,000 (Sep 2017)
Tax Bill$7,502 (2025)
Deeds & MortgagesDec 2021 Refinance
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNGRHM M:057 B:010 L:205

Property Details

APN / Parcel Number

Primary APNGRHM M:057 B:010 L:205
Alternative APN
  • 3090

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,125 sqft Living Area
Gross Area3,816 sqft
1st Floor Area832 sqft
AtticAttic
Attic Area104 sqft
Basement Area832 sqft
Unfinished Basement832 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,124 sqft (0.99 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number3090
Street Address4 COTTON DR
CityGORHAM
StateME
Zip04038-2773
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal SubdivisionCOTTON FARM ESTS
Legal Block10
Legal Lot Number205
JurisdictionGORHAM ME
Township / Civil DivisionGORHAM
Census Block Group1
Census Block1012
Census Tract4100

Owner

Source: Cumberland County and Gorham Town records · APN GRHM M:057 B:010 L:205

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4 COTTON DR, GORHAM, ME 04038-2773
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 01, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CITIZENS BANK
Sep 26, 2017Warranty Deed, Subdivision Related Transfer
SACO & BIDDEFORD SAVS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 26, 2017 · Amount on Record
Deed SaleSep 26, 2017 · Amount on Record
Deed Document Number201749348
Deed Book / Page34342 / 209
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGORHAM ME
Property Address4 COTTON DR, GORHAM, ME 04038-2773
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0389460021
DateDec 01, 2021
Book Page38946/21
Instrument85086
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueJan 01, 2047

September 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionGORHAM ME
Recording DateSep 26, 2017
Property Address4 COTTON DR, GORHAM, ME 04038-2773
Document Number0343420209
Book / Page34342 / 0209
Instrument000000049348
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 25, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000049349
DateSep 26, 2017
Instrument000000049349
Lender
NameSACO & BIDDEFORD SAVS
Agreement
AmountAmount Recorded
Term360 Months
DueSep 26, 2047

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGorham Town
Unified School DistrictGorham (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$7,502.00 (+0.68%)$506,900 (-) Land $87,800 Building $419,100
2024$7,451.00 (+14.38%)$506,900 (-) Land $87,800 Building $419,100
2022$6,514.00$506,900 Land $87,800 Building $419,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), as of June 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230050041001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Consolidated Communications
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 54 locations within half a mile of this property.

Nearby Properties on Cotton Dr

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