Cumberland County and Gorham Town property record for 14 Cotton Dr, Gorham, ME 04038
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,323 sqft · built 2018 |
| Lot Size | 1.91 acres (83,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $483,900 (Aug 2018) |
| Tax Bill | $8,152 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Mar 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | GRHM M:057 B:010 L:209 |
| Primary APN | GRHM M:057 B:010 L:209 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,323 sqft Living Area |
| Gross Area | 4,214 sqft |
| 1st Floor Area | 896 sqft |
| Basement Area | 896 sqft |
| Unfinished Basement | 896 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 83,200 sqft (1.91 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 3090 |
|---|---|
| Street Address | 14 COTTON DR |
| City | GORHAM |
| State | ME |
| Zip | 04038-2773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Subdivision | COTTON FARM ESTS |
| Legal Block | 10 |
| Legal Lot Number | 209 |
| Jurisdiction | GORHAM ME |
| Township / Civil Division | GORHAM |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 4100 |
Source: Cumberland County and Gorham Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14 COTTON DR, GORHAM, ME 04038-2773 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2025 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) UNIVERSITY CREDIT UNION |
| Mar 11, 2024 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) UNIVERSITY CREDIT UNION |
| Aug 9, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES |
| Sep 8, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Aug 27, 2018 | Warranty Deed, Subdivision Related Transfer RESIDENTIAL MTG SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2018 · Amount on Record |
| Deed Sale | Aug 27, 2018 · Amount on Record |
| Deed Document Number | 201843156 |
| Deed Book / Page | 35097 / 165 |
| Last Transfer Date | Aug 19, 2021 |
| Transfer Doc | 0386370129 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GORHAM ME |
| Property Address | 14 COTTON DR, GORHAM, ME 04038-2773 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0417210076 |
|---|---|
| Date | Sep 15, 2025 |
| Book Page | 41721/76 |
| Instrument | 37129 |
| Name | UNIVERSITY CREDIT UNION |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GORHAM ME |
| Property Address | 14 COTTON DR, GORHAM, ME 04038-2773 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0406450026 |
|---|---|
| Date | Mar 11, 2024 |
| Book Page | 40645/26 |
| Instrument | 7990 |
| Name | UNIVERSITY CREDIT UNION |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GORHAM ME |
| Property Address | 14 COTTON DR, GORHAM, ME 04038-2773 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0358750001 |
|---|---|
| Date | Aug 9, 2019 |
| Book Page | 35875/1 |
| Instrument | 37435 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GORHAM ME |
| Recording Date | Sep 8, 2021 |
| Property Address | 14 COTTON DR, GORHAM, ME 04038-2773 |
| Document Number | 0386370129 |
| Book / Page | 38637 / 129 |
| Instrument Date | Aug 19, 2021 |
| Instrument | 65027 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 COTTON DR, GORHAM, ME 04038-2773 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GORHAM ME |
| Recording Date | Aug 27, 2018 |
| Property Address | 14 COTTON DR, GORHAM, ME 04038-2773 |
| Document Number | 0350970165 |
| Book / Page | 35097 / 0165 |
| Instrument | 000000043156 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000043157 |
|---|---|
| Date | Aug 27, 2018 |
| Instrument | 000000043157 |
| Name | RESIDENTIAL MTG SVCS |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 27, 2048 |
Source: Cumberland County and Gorham Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Gorham Town |
| Unified School District | Gorham (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,152.00 (+0.68%) | $550,800 (-) Land $94,100 Building $456,700 |
| 2024 | $8,097.00 (+13.24%) | $550,800 (-1.01%) Land $94,100 Building $456,700 |
| 2022 | $7,150.00 | $556,400 Land $94,100 Building $462,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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