15 Cotton Dr, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 15 Cotton Dr, Gorham, ME 04038

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,336 sqft · built 2017
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$392,200 (Jun 2017)
Tax Bill	$8,050 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GRHM M:057 B:010 L:212`

Property Details

APN / Parcel Number

Primary APN	`GRHM M:057 B:010 L:212`
Alternative APN	`3090`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,336 sqft Living Area
Gross Area	4,160 sqft
1st Floor Area	928 sqft
Basement Area	832 sqft
Unfinished Basement	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	65,340 sqft (1.5 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3090
Street Address	15 COTTON DR
City	GORHAM
State	ME
Zip	04038-2773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Subdivision	COTTON FARM ESTS
Legal Block	10
Legal Lot Number	212
Jurisdiction	GORHAM ME
Township / Civil Division	GORHAM
Census Block Group	1
Census Block	1012
Census Tract	4100

Owner

Source: Cumberland County and Gorham Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 COTTON DR, GORHAM, ME 04038-2773
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Jun 19, 2017	Grant Deed, Subdivision Related Transfer · VA Mortgage PHH HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2017 · Amount on Record
Deed Sale	Jun 19, 2017 · Amount on Record
Deed Document Number	201728264
Deed Book / Page	34091 / 305
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GORHAM ME
Property Address	15 COTTON DR, GORHAM, ME 04038-2773
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0372390193
Date	Sep 29, 2020
Book Page	37239/193
Instrument	61639

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

June 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	GORHAM ME
Recording Date	Jun 19, 2017
Property Address	15 COTTON DR, GORHAM, ME 04038-2773
Document Number	0340910305
Book / Page	034091 / 000305
Instrument Date	Jun 16, 2017
Instrument	28264
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	53 SALSBURY RIDGE RD ORRINGTON ME 044743019, ORRINGTON, ME 04474-3019

Mortgage

Document Number	340910307
Date	Jun 19, 2017
Book Page	034091/000307
Instrument	28265

Lender

Name	PHH HM LNS
Type	Funding / Finance Company
Address	MTLAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2047

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gorham Town
Unified School District	Gorham (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,050.00 (+0.69%)	$543,900 (-) Land $90,900 Building $453,000
2024	$7,995.00 (+14.39%)	$543,900 (-) Land $90,900 Building $453,000
2022	$6,989.00	$543,900 Land $90,900 Building $453,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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