4 Cottage Ln, Springfield, NJ 07081 Property Records

Union County and Springfield Township property record for 4 Cottage Ln, Springfield, NJ 07081

Property Summary

Property Type	Single Family Home
Details	2,248 sqft · built 1956
Lot Size	0.266 acres (11,587 sqft)
Owner	2 Individual Names on Record
Tax Bill	$15,264 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-01402-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`17-01402-0000-00024`
Alternative APNs	`1700081000000023` `170140200024`

Interior

Stories	1 Story
Building Area	2,248 sqft Living Area
1st Floor Area	2,248 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Wood
Lot Area	11,587 sqft (0.266 acres)
Lot Width	75 ft Width
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	1700081000000023
Street Address	4 COTTAGE LN
City	SPRINGFIELD
State	NJ
Zip	07081-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WOODSIDE HOMES SEC 4
Legal Block	1402
Legal Lot Number	24
Jurisdiction	UNION NJ
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3000
Census Tract	37602

Owner

Source: Union County and Springfield Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 COTTAGE LN, SPRINGFIELD, NJ 07081-2303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2020
Deed Sale	Oct 7, 2020
Prior Sale	Jul 19, 2000 · Amount on Record
Deed Document Number	2020328816
Deed Book / Page	6384 / 2767
Prior Transfer Date	Aug 31, 2020
Prior Transfer Doc	0063842767
Record Updated	Sep 20, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NJ
Recording Date	Oct 7, 2020
Property Address	4 COTTAGE LN, SPRINGFIELD, NJ 07081-2303
Document Number	0063842767
Book / Page	6384 / 2767
Instrument Date	Aug 31, 2020
Instrument	328816
Transaction Type	Transfer
Record Updated	Sep 13, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 COTTAGE LN, 4, SPRINGFIELD, NJ 07081-2303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 COTTAGE LN, SPRINGFIELD, NJ 07081-2303

Mortgage

Document Number	700525
Date	Oct 7, 2020
Instrument	700525

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Union County and Springfield Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Springfield Township
Unified School District	Springfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$633,100 (-) Land $225,100 Building $408,000	$633,100 (-) Land $225,100 Building $408,000
2025	$15,264.00 (+1.52%) Veteran's exemption	$633,100 (-) Land $225,100 Building $408,000	$633,100 (-) Land $225,100 Building $408,000
2024	$15,036.00 (+11.53%)
2023		$633,100 Land $225,100 Building $408,000	$633,100 Land $225,100 Building $408,000
2022	$13,481.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1984–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20