16 Cottage Ln, Springfield, NJ 07081 Property Records

Union County and Springfield Township property record for 16 Cottage Ln, Springfield, NJ 07081

Property Summary

Property Type	Single Family Home
Details	2,248 sqft · built 1956
Lot Size	0.342 acres (14,898 sqft)
Owner	2 Individual Names on File
Last Sale	$497,500 (Jun 2015)
Tax Bill	$15,462 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-01402-0000-00027`

Property Details

APN / Parcel Number

Primary APN	`17-01402-0000-00027`
Alternative APNs	`1700081000000026` `170140200027`

Interior

Stories	1 Story
Building Area	2,248 sqft Living Area
1st Floor Area	2,248 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Wood
Lot Area	14,898 sqft (0.342 acres)
Lot Width	75 ft Width
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	1700081000000026
Street Address	16 COTTAGE LN
City	SPRINGFIELD
State	NJ
Zip	07081-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WOODSIDE HOMES SEC 04
Legal Block	1402
Legal Lot Number	27
Jurisdiction	UNION NJ
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3000
Census Tract	37602

Owner

16 Cottage Ln is owned and occupied by two individuals who bought it in June 2015.

Source: Union County and Springfield Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	16 COTTAGE LN, SPRINGFIELD, NJ 07081-2303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2015 · Amount on File
Deed Sale	Jun 2, 2015 · Amount on File
Prior Sale	May 25, 2006 · Amount on File
Deed Document Number	2015261794
Deed Book / Page	6060 / 955
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	16 COTTAGE LN, SPRINGFIELD, NJ 07081-2303
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146642138
Date	Mar 12, 2020
Book Page	14664/2138
Instrument	688358

Lender

Name	KEARNY BANK
Type	Bank
Address	FAIRFIELD, NJ 07004

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 16 Cottage Ln was $15,462, up 1.5% from the year before.

Source: Union County and Springfield Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Springfield Township
Unified School District	Springfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$641,300 (-) Land $234,200 Building $407,100	$641,300 (-) Land $234,200 Building $407,100
2025	$15,462.00 (+1.52%)	$641,300 Land $234,200 Building $407,100	$641,300 Land $234,200 Building $407,100
2024	$15,230.00
2023		$641,300 Land $234,200 Building $407,100	$641,300 Land $234,200 Building $407,100
2022	$13,909.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Cottage Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1984–2021)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Cottage Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20