Union County and Springfield Township property record for 20 Cottage Ln, Springfield, NJ 07081
| Property Type | Single Family Home |
|---|---|
| Details | 3,478 sqft · built 1956 |
| Lot Size | 0.285 acres (12,415 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $385,000 (Oct 2013) |
| Tax Bill | $18,673 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-01402-0000-00028 |
| Primary APN | 17-01402-0000-00028 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,478 sqft Living Area |
| 1st Floor Area | 3,478 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Construction Type | Wood |
| Lot Area | 12,415 sqft (0.285 acres) |
| Lot Width | 75 ft Width |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 1700081000000027 |
|---|---|
| Street Address | 20 COTTAGE LN |
| City | SPRINGFIELD |
| State | NJ |
| Zip | 07081-2303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | WOODSIDE HOMES SEC 4 |
| Legal Block | 1402 |
| Legal Lot Number | 28 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 37602 |
Source: Union County and Springfield Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 COTTAGE LN, SPRINGFIELD, NJ 07081-2303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2021 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Aug 8, 2017 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2013 · Amount on Record |
| Deed Sale | Oct 3, 2013 · Amount on Record |
| Deed Document Number | 2013245311 |
| Deed Book / Page | 5974 / 839 |
| Prior Transfer Date | May 22, 1997 |
| Prior Transfer Doc | 0000039994 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 20 COTTAGE LN, SPRINGFIELD, NJ 07081-2303 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Title Company | SOURCEPOINT |
| Name | Verified Name |
|---|
| Document Number | 0150742307 |
|---|---|
| Date | Oct 7, 2021 |
| Book Page | 15074/2307 |
| Instrument | 22415 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 20 COTTAGE LN, SPRINGFIELD, NJ 07081-2303 |
| Document Number | 0143170562 |
| Book / Page | 014317 / 000562 |
| Instrument Date | Aug 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 COTTAGE LN SPRINGFIELD NJ 070812303, SPRINGFIELD, NJ 07081-2303 |
| Document Number | 0143170562 |
|---|---|
| Date | Aug 15, 2017 |
| Book Page | 014317/000562 |
| Instrument | 644818 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48083 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 14, 2047 |
Source: Union County and Springfield Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Springfield Township |
| Unified School District | Springfield Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $774,500 (-) Land $227,600 Building $546,900 | $774,500 (-) Land $227,600 Building $546,900 | |
| 2025 | $18,673.00 (+2.92%) Veteran's exemption | $774,500 (-) Land $227,600 Building $546,900 | $774,500 (-) Land $227,600 Building $546,900 |
| 2024 | $18,144.00 (+9.64%) | ||
| 2023 | $774,500 Land $227,600 Building $546,900 | $774,500 Land $227,600 Building $546,900 | |
| 2022 | $16,548.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1984–2021) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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