Putnam County and Carmel Town property record for 4 Cornish Rd, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,336 sqft · built 1955 |
| Lot Size | 0.519 acres (22,630 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $455,000 (Apr 2024) |
| Tax Bill | $2,828 (2020) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 372000 54.8-1-30 |
| Primary APN | 372000 54.8-1-30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,336 sqft Living Area |
| 1st Floor Area | 891 sqft |
| Upper Floors Area | 445 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Composition/Composite |
| Lot Area | 22,630 sqft (0.519 acres) |
| Lot Dimensions | 155 ft deep x 146 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 309450 |
|---|---|
| Old Parcel Number | 200005400800010300000000 |
| Street Address | 4 CORNISH RD |
| City | CARMEL |
| State | NY |
| Zip | 10512-1006 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT:30.000 BLK:1 SEC:54.08 DIST:372000 CITY/MUNI/TWP:CARMEL |
| Legal Block | 1 |
| Legal Lot Number | 30.000 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | CARMEL |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 11502 |
Source: Putnam County and Carmel Town records, as of April 22, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 23 TRUESDALE LAKE DR, SOUTH SALEM, NY 10590-1317 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 3, 2024 | Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Apr 27, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 3, 2024 · Amount on Record |
| Deed Sale | Apr 3, 2024 · Amount on Record |
| Prior Sale | Apr 27, 2017 |
| Deed Document Number | 1836-2024 |
| Deed Book / Page | 2353 / 273 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Apr 3, 2024 |
| Property Address | 4 CORNISH RD, CARMEL, NY 10512-1006 |
| Document Number | 0023530273 |
| Book / Page | 2353 / 273 |
| Instrument Date | Mar 19, 2024 |
| Instrument | 1836-2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 23, 2024 |
| Title Company | TRINITY ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,820.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 CORNISH RD, CARMEL, NY 10512-1006 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 23 TRUESDALE LAKE DR, SOUTH SALEM, NY 10590-1317 |
| Document Number | 0078640048 |
|---|---|
| Date | Apr 3, 2024 |
| Book Page | 7864/48 |
| Instrument | 1837-2024 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Apr 27, 2017 |
| Property Address | 4 CORNISH RD, CARMEL, NY 10512-1006 |
| Document Number | 0020420392 |
| Book / Page | 2042 / 392 |
| Instrument Date | Apr 12, 2017 |
| Instrument | 1501035 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | ATTORNEYS TITLE INSURANCE AG |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 CORNISH RD, CARMEL, NY 10512-1006 |
| Document Number | 0001601454 |
|---|---|
| Date | Apr 27, 2017 |
| Instrument | 1601454 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2037 |
Source: Putnam County and Carmel Town assessment roll, as of May 31, 2023
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Carmel Town |
| Unified School District | Carmel Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $286,000 (+10.98%) Land $84,600 Building $201,400 | $286,000 (+10.98%) Land $84,600 Building $201,400 | |
| 2022 | $257,700 Land $84,600 Building $173,100 | $257,700 Land $84,600 Building $173,100 | |
| 2020 | $2,828.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WD 2 serves 5,000 people · EPA ID NY3903641 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 7 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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