Putnam County and Carmel Town property record for 11 Cornish Rd, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,886 sqft · built 1947 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | Individual Name on File |
| Last Sale | $156,250 (Aug 1999) |
| Tax Bill | $14,922 (2024) |
| Deeds & Mortgages | May 2026 Line of Credit Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 372000 54.8-1-8 |
| Primary APN | 372000 54.8-1-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,886 sqft Living Area |
| Gross Area | 3,988 sqft |
| 1st Floor Area | 2,211 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 27,007 sqft (0.62 acres) |
| Lot Dimensions | 174 ft deep x 156 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 28 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 305560 |
|---|---|
| Street Address | 11 CORNISH RD |
| City | CARMEL |
| State | NY |
| Zip | 10512-1005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Block | 1 |
| Legal Lot Number | 8.000 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | CARMEL |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 11502 |
11 Cornish Rd is owned and occupied by an individual who bought it in August 1999.
Source: Putnam County and Carmel Town records, as of June 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11 CORNISH RD, CARMEL, NY 10512-1005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2026 | Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CREDIT UNION |
| Mar 25, 2020 | Grant Deed, Transfer · Conventional with PMI FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 24, 1999 · Amount on File |
| Deed Sale | Aug 24, 1999 · Amount on File |
| Deed Book / Page | 1481 / 426 |
| Prior Transfer Date | Aug 12, 1999 |
| Prior Transfer Doc | 1481000426 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | May 22, 2026 |
| Property Address | 11 CORNISH RD, CARMEL, NY 10512-1005 |
| Document Number | 0000003274 |
| Book / Page | 8109 / 228 |
| Instrument Date | Apr 25, 2026 |
| Instrument | 20263274 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 11 CORNISH RD, CARMEL, NY 10512-1005 |
| Document Number | 0000003274, |
|---|---|
| Date | May 22, 2026 |
| Book Page | 8109/228 |
| Instrument | 20263274 |
| Name | QUORUM FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.63% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Mar 25, 2020 |
| Property Address | 11 CORNISH RD, CARMEL, NY 10512-1005 |
| Document Number | 0021530281 |
| Book / Page | 002153 / 000281 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 2451 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2020 |
| Title Company | CELTIC TITLE AND ABSTRACT LLC, CELTIC TITLE & ABS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,280.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 47 FEATHERBED LN #4A BRONX NY 104521614, 4A, BRONX, NY 10452-1614 |
| Document Number | 70540137 |
|---|---|
| Date | Mar 25, 2020 |
| Book Page | 007054/000137 |
| Instrument | 2452 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 24, 2050 |
Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Carmel Town |
| Unified School District | Carmel Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $515,400 Land $96,600 Building $418,800 | $515,400 Land $96,600 Building $418,800 | |
| 2024 | $14,922.00 | ||
| 2023 | $450,200 (+11%) Land $87,800 Building $362,400 | $450,200 (+11%) Land $87,800 Building $362,400 | |
| 2022 | $405,600 Land $87,800 Building $317,800 | $405,600 Land $87,800 Building $317,800 | |
| 2020 | $4,707.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Cornish Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Cornish Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WD 2 serves 5,000 people · EPA ID NY3903641 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 7 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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