Putnam County and Carmel Town property record for 10 Cornish Rd, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,296 sqft · built 1956 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $275,000 (Jun 2019) |
| Tax Bill | $12,122 (2024) |
| Deeds & Mortgages | Feb 2026 Line of Credit Jun 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 372000 54.8-1-34 |
| Primary APN | 372000 54.8-1-34 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,296 sqft Living Area |
| Gross Area | 1,344 sqft |
| 1st Floor Area | 864 sqft |
| Upper Floors Area | 432 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 40,075 sqft (0.92 acres) |
| Lot Dimensions | 305 ft deep x 132 ft wide |
| View / Lot | Waterfront |
| Garage Type | Detached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 260 sqft |
| Patio Area | 990 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 299420 |
|---|---|
| Street Address | 10 CORNISH RD |
| City | CARMEL |
| State | NY |
| Zip | 10512-1000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Block | 1 |
| Legal Lot Number | 34.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | CARMEL |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 11502 |
Source: Putnam County and Carmel Town records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10 CORNISH RD, CARMEL, NY 10512-1000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2026 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Jun 14, 2019 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2019 · Amount on Record |
| Deed Sale | Jun 14, 2019 · Amount on Record |
| Prior Sale | May 7, 2012 · Amount on Record |
| Deed Document Number | 201910666/2019 |
| Deed Book / Page | 2115 / 56 |
| Prior Transfer Date | Feb 28, 2011 |
| Prior Transfer Doc | 0018790180 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 10 CORNISH RD, CARMEL, NY 10512-1000 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 10 CORNISH RD, CARMEL, NY 10512-1000 |
| Document Number | 0080780341 |
|---|---|
| Date | Feb 26, 2026 |
| Book Page | 8078/341 |
| Instrument | 1411-2026 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 22, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Jun 14, 2019 |
| Property Address | 10 CORNISH RD, CARMEL, NY 10512-1000 |
| Document Number | 0021150056 |
| Book / Page | 2115 / 056 |
| Instrument Date | May 8, 2019 |
| Instrument | 10666/2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | STEWART TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10 CORNISH RD, 10, CARMEL, NY 10512-1000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 135 LAKE DR, MAHOPAC, NY 10541-3629 |
| Document Number | 0006924054 |
|---|---|
| Date | Jun 14, 2019 |
| Instrument | 6924/054 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2049 |
Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Carmel Town |
| Unified School District | Carmel Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $412,100 (+7.01%) Land $107,100 Building $305,000 | $412,100 (+7.01%) Land $107,100 Building $305,000 | |
| 2024 | $12,122.00 (+224.73%) | $385,100 (+7%) Land $107,100 Building $278,000 | $385,100 (+7%) Land $107,100 Building $278,000 |
| 2023 | $359,900 (+11.01%) Land $97,400 Building $262,500 | $359,900 (+11.01%) Land $97,400 Building $262,500 | |
| 2022 | $324,200 Land $97,400 Building $226,800 | $324,200 Land $97,400 Building $226,800 | |
| 2020 | $3,733.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WD 2 serves 5,000 people · EPA ID NY3903641 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 7 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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