Monmouth County and Middletown Township property record for 4 Clay Ct, Rumson, NJ 07760 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,673 sqft · built 1956 |
| Lot Size | 1.36 acres (59,455 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,700,000 (Nov 2023) |
| Tax Bill | $26,541 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Dec 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00786-0000-00013 |
| Primary APN | 32-00786-0000-00013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,673 sqft Living Area |
| 1st Floor Area | 2,309 sqft |
| Upper Floors Area | 1,248 sqft |
| Basement Area | 1,152 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 59,455 sqft |
| Lot Dimensions | 235 ft deep x 253 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 400 sqft |
| Sewer | Connected |
|---|
| Account Number | 11535 |
|---|---|
| Street Address | 4 CLAY CT |
| City | RUMSON |
| State | NJ |
| Zip | 07760-2307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HARTSHORNE PARK |
| Legal Block | 786 |
| Legal Lot Number | 13 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 800900 |
Source: Monmouth County and Middletown Township records · APN 32-00786-0000-00013
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 CLAY CT, RUMSON, NJ 07760-2307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2023 | Deed, Transfer · Conventional Mortgage NEWREZ LLC |
| Dec 29, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Sep 15, 2021 | Intrafamily Transfer, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 21, 2023 · Amount on Record |
| Deed Sale | Nov 21, 2023 · Amount on Record |
| Prior Sale | Sep 15, 2021 |
| Deed Document Number | 202381539 |
| Deed Book / Page | 9668 / 5082 |
| Prior Transfer Date | Mar 26, 2021 |
| Prior Transfer Doc | 0095434749 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Nov 21, 2023 |
| Property Address | 4 CLAY CT, RUMSON, NJ 07760-2307 |
| Document Number | 0096685082 |
| Book / Page | 9668 / 5082 |
| Instrument Date | Nov 07, 2023 |
| Instrument | 2023081539 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2023 |
| Title Company | TRIDENT LAND TRANSFER COMPANY LP, TRIDENT LAND TRANSFER CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $35,045.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 359 CLAIR DR, PITTSBURGH, PA 15241-1303 |
| Name | Verified Name |
|---|---|
| Address | 4 KOLAS CT, NORTH MIDDLETOWN, NJ 07748-5154 |
| Document Number | 2023081540 |
|---|---|
| Date | Nov 21, 2023 |
| Instrument | 2023081540 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 4 CLAY CT, RUMSON, NJ 07760-2307 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 4 CLAY CT, RUMSON, NJ 07760-2307 |
| Document Number | 0095685018 |
|---|---|
| Date | Dec 29, 2021 |
| Book Page | 9568/5018 |
| Instrument | 2021184763 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 09, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 15, 2021 |
| Property Address | 4 CLAY CT, RUMSON, NJ 07760-2307 |
| Document Number | 0095434749 |
| Book / Page | 9543 / 4749 |
| Instrument Date | Mar 26, 2021 |
| Instrument | 2021138498 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2021 |
| Title Company | TIMIOS INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4 CLAY CT, RUMSON, NJ 07760-2307 |
| Document Number | 2021138499 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | 2021138499 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Apr 01, 2051 |
Source: Monmouth County and Middletown Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,700,100 (+3.39%) Land $1,076,000 Building $624,100 | $1,700,100 (+3.39%) Land $1,076,000 Building $624,100 | |
| 2025 | $26,541.00 (+13.27%) | $1,644,400 (+40.39%) Land $1,026,000 Building $618,400 | $1,644,400 (+40.39%) Land $1,026,000 Building $618,400 |
| 2024 | $23,431.00 (+5.68%) | ||
| 2023 | $1,171,300 (-0.53%) Land $681,100 Building $490,200 | $1,171,300 (-0.53%) Land $681,100 Building $490,200 | |
| 2022 | $22,172.00 (-3.59%) | $1,177,500 Land $681,100 Building $496,400 | $1,177,500 Land $681,100 Building $496,400 |
| 2021 | $22,998.00 |
Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258009004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1992–2012) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2012, rainfall accumulation, Hurricane Sandy |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 49% of the US · above 67% of New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 1,111 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 45 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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