18 Clay Ct, Rumson, NJ 07760 Property Records

Monmouth County and Middletown Township property record for 18 Clay Ct, Rumson, NJ 07760 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	8 Beds
Bathrooms	10 Baths
Year Built	Built 2008
Square Footage	10,035 sqft Living Area
Lot Size	2.92 acres
Occupancy	Owner Occupied
Last Sale	$2,700,000 (2002)
Tax Bill	$114,663.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`32-00785-0000-00004`
Alternative APNs	`3201496000000007` `320078500004`

Interior

Bedrooms	8 Beds
Full Baths	10 Baths
Total Rooms	15 Rooms
Building Area	10,035 sqft Living Area
1st Floor	6,081 sqft 1st Floor
Upper Floors	5,779 sqft Upper Floors
Basement Area	5,373 sqft Basement
Stories	2 Stories

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Contemporary Style
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Roof Construction	Hip Roof Construction
Roof Material	Other (not Classified) Roof
Lot Area	127,200 sqft
Depth X Width	636 ft x 200 ft Depth x Width
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities and HVAC

Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number	3201496000000007
Street Address	18 CLAY CT
City	RUMSON
State	NJ
Zip	07760-2307
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ADDITIONAL LOTS: 4.01 (GRANT)
Legal Block	785
Legal Lot Number	4
Jurisdiction	MONMOUTH NJ
Minor Civil Division	MIDDLETOWN
Census Blockgroup	4
Census Block	4022
Census Tract	800900

Owner

Source: Monmouth County and Middletown Township records · APN 32-00785-0000-00004

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	18 CLAY CT, RUMSON, NJ 07760-2307
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 08, 2002 · Amount on Record
Deed Sale	May 08, 2002 · Amount on Record
Prior Sale	Feb 23, 1996 · Amount on Record
Deed Book / Page	8105 / 2894
Record Refreshed	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	18 CLAY CT, RUMSON, NJ 07760-2307
Document Number	0000026719
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	18 CLAY CT RUMSON NJ 077602307, RUMSON, NJ 07760-2307

Mortgage

Document Number	0000026719
Date	Mar 06, 2020
Book Page	009401/005471
Instrument	26719

Lender

Name	BANK OF AMERICA
Type	Bank
Address	20 GREENWAY PLZ # 900, HOUSTON, TX 77046-2007

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 05, 2035

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$9,228,400 (+29.9%) Land $2,234,600 Building $6,993,800	$9,228,400 (+29.9%) Land $2,234,600 Building $6,993,800
2025	$114,663.00 (-1.38%)	$7,104,300 (+0.14%) Land $2,194,400 Building $4,909,900	$7,104,300 (+0.14%) Land $2,194,400 Building $4,909,900
2024	$116,270.00 (-9.95%)
2023		$7,094,700 Land $2,110,000 Building $4,984,700	$7,094,700 Land $2,110,000 Building $4,984,700
2022	$129,115.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	9.0 ft

Wildfire

Wildfire Risk	Moderate above 43% of the US · above 62% of New Jersey
Wildfire Likelihood	About 1 in 1,887 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.