Monmouth County and Middletown Township property record for 16 Clay Ct, Rumson, NJ 07760 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 8 Baths |
| Year Built | Built 2023 |
| Square Footage | 8,255 sqft Living Area |
| Lot Size | 2.6 acres |
| Occupancy | Owner Occupied |
| Last Sale | $2,000,000 (2021) |
| Tax Bill | $84,625.00 (2025) |
| Primary APN | 32-00785-0000-00003 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 8 Baths |
| Total Rooms | 10 Rooms |
| Building Area | 8,255 sqft Living Area |
| 1st Floor | 5,663 sqft 1st Floor |
| Upper Floors | 1,890 sqft Upper Floors |
| Stories | 2 Stories |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Cape Cod Style |
| Exterior Material | Brick Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 113,400 sqft |
| Depth X Width | 630 ft x 180 ft Depth x Width |
| Deck Area | 112 sqft Deck |
| Porch | Open Porch |
| Topography | Rolling Topography |
| Sewage | Sewage Connected |
|---|---|
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 12455 |
|---|---|
| Street Address | 16 CLAY CT |
| City | RUMSON |
| State | NJ |
| Zip | 07760-2307 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | TOWNSHIP/MIDDLETOWN |
| Legal Block | 785 |
| Legal Lot Number | 3 |
| Jurisdiction | MONMOUTH NJ |
| Minor Civil Division | MIDDLETOWN |
| Census Blockgroup | 4 |
| Census Block | 4022 |
| Census Tract | 800900 |
Source: Monmouth County and Middletown Township records · APN 32-00785-0000-00003
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 CLAY CT, RUMSON, NJ 07760-2307 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING |
| Oct 05, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jun 20, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 17, 2021 | Deed, Transfer TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 17, 2021 · Amount on Record |
| Deed Sale | Feb 17, 2021 · Amount on Record |
| Deed Doc Number | 202125216 |
| Deed Book / Page | 9482 / 7906 |
| Prior Transfer Date | Mar 18, 2009 |
| Prior Transfer Doc | 0087624809 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 16 CLAY CT, RUMSON, NJ 07760-2307 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | POWER SETTLEMENT SERVICES LP, EMPOWER SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 16 CLAY CT, RUMSON, NJ 07760-2307 |
| Document Number | 0097706753 |
|---|---|
| Date | Dec 16, 2025 |
| Book Page | 9770/6753 |
| Instrument | 2025100192 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 16 CLAY CT, RUMSON, NJ 07760-2307 |
| Transaction Type | Mortgage |
| Record Updated | Nov 02, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0096623625 |
|---|---|
| Date | Oct 05, 2023 |
| Book Page | 9662/3625 |
| Instrument | 2023069260 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 25, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 16 CLAY CT, RUMSON, NJ 07760-2307 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 16 CLAY CT, RUMSON, NJ 07760-2307 |
| Document Number | 0096489362 |
|---|---|
| Date | Jun 20, 2023 |
| Book Page | 9648/9362 |
| Instrument | 2023041803 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Feb 17, 2021 |
| Property Address | 16 CLAY CT, RUMSON, NJ 07760-2307 |
| Document Number | 0094827906 |
| Book / Page | 9482 / 7906 |
| Instrument Date | Dec 30, 2020 |
| Instrument | 2021025216 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL |
| Amount | Amount Recorded |
|---|---|
| Tax | $31,475.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1181 WILSON RD, 1181, HURDLE MILLS, NC 27541-9625 |
| Name | Verified Name |
|---|---|
| Address | 1 POST RD, RUMSON, NJ 07760-1023 |
Source: Monmouth County and Middletown Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,310,100 (+1.28%) Land $2,107,400 Building $3,202,700 | $5,310,100 (+1.28%) Land $2,107,400 Building $3,202,700 | |
| 2025 | $84,625.00 (-0.26%) | $5,243,200 (+158.1%) Land $2,069,600 Building $3,173,600 | $5,243,200 (+158.1%) Land $2,069,600 Building $3,173,600 |
| 2024 | $84,846.00 (+122.02%) | ||
| 2023 | $2,031,500 Land $1,990,000 Building $41,500 | $2,031,500 Land $1,990,000 Building $41,500 | |
| 2022 | $38,215.00 |
Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Wildfire Risk | Moderate above 43% of the US · above 62% of New Jersey |
|---|---|
| Wildfire Likelihood | About 1 in 1,887 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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