Monmouth County and Howell Township property record for 4 Cindy Ct, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,807 sqft · built 2019 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Nov 2019) |
| Tax Bill | $15,338 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00054-01-00011-17 |
| Primary APN | 21-00054-01-00011-17 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 11 Rooms |
| Building Area | 3,807 sqft Living Area |
| 1st Floor Area | 2,151 sqft |
| Basement Area | 1,788 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Colonial |
| Exterior Material | Wood Shingle |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Area | 385 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 02312117 |
|---|---|
| Street Address | 4 CINDY CT |
| City | HOWELL |
| State | NJ |
| Zip | 07731-1878 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Subdivision | BROOKTREE ESTATES |
| Legal Block | 54.1 |
| Legal Lot Number | 11.17 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 811402 |
Source: Monmouth County and Howell Township records · APN 21-00054-01-00011-17
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 CINDY CT, HOWELL, NJ 07731-1878 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KEYSTONE FUNDING INC |
| Nov 19, 2019 | Grant Deed, Subdivision Related Transfer · Conventional with PMI FIRST ALLIANCE HM MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 19, 2019 · Amount on Record |
| Deed Sale | Nov 19, 2019 · Amount on Record |
| Deed Document Number | 2019109620 |
| Deed Book / Page | 9380 / 3772 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 4 CINDY CT, HOWELL, NJ 07731-1878 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0095845156 |
|---|---|
| Date | Mar 15, 2022 |
| Book Page | 9584/5156 |
| Instrument | 2022030118 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 07, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 4 CINDY CT, HOWELL, NJ 07731-1878 |
| Transaction Type | Mortgage |
| Record Updated | Nov 02, 2021 |
| Title Company | TS EXECUTIVE ABSTRACT LLC |
| Name | Verified Name |
|---|
| Document Number | 0094874850 |
|---|---|
| Date | Mar 06, 2021 |
| Book Page | 9487/4850 |
| Instrument | 2021034520 |
| Name | KEYSTONE FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | DOVER, DE 19901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Nov 19, 2019 |
| Property Address | 4 CINDY CT, HOWELL, NJ 07731-1878 |
| Document Number | 0000109620 |
| Book / Page | 009380 / 003772 |
| Instrument Date | Oct 25, 2019 |
| Instrument | 109620 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 13, 2019 |
| Title Company | PROPERTY TRANSFER SERVICES INC, PROPERTY TRANSFER SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $650.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 CINDY CT HOWELL NJ 077311878, HOWELL, NJ 07731-1878 |
| Document Number | 109621 |
|---|---|
| Date | Nov 19, 2019 |
| Book Page | 009380/003793 |
| Instrument | 109621 |
| Name | FIRST ALLIANCE HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | CRANFORD, NJ 07016 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 18, 2049 |
Source: Monmouth County and Howell Township records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $880,700 (-1.18%) Land $239,000 Building $641,700 | $880,700 (-1.18%) Land $239,000 Building $641,700 | |
| 2025 | $15,338.00 (-0.41%) | $891,200 (+11.69%) Land $239,000 Building $652,200 | $891,200 (+11.69%) Land $239,000 Building $652,200 |
| 2024 | $15,401.00 (-2.55%) | ||
| 2023 | $797,900 Land $179,000 Building $618,900 | $797,900 Land $179,000 Building $618,900 | |
| 2022 | $15,804.00 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
Based on FCC filings for 265 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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